Welcome to this beautifully maintained end-unit townhome in the highly desirable Daybreak community of South Jordan. Ideally positioned beside open green space and in a truly central Daybreak location, this home is just minutes from Downtown Daybreak, Highland Park, Highland Park Pool, the Cove House, and the watercourse. Featuring 3 bedrooms, 2.5 bathrooms, and 1,651 square feet, the home offers a bright, open-concept layout with large windows and vaulted ceilings that create a spacious, inviting feel. The kitchen is both functional and stylish, complete with a large island, gas range, and modern finishes, flowing seamlessly into the dining and living areas. Upstairs, the primary suite includes a walk-in closet and a separate tub and shower. Two additional bedrooms and a versatile loft provide flexible space for a home office, playroom, or additional living area. As a row-end unit, the home enjoys extra windows, enhanced privacy, and a fully fenced yard-ideal for pets, outdoor living, and everyday use. The front porch overlooks open green space, creating a welcoming extension of the home and a great place to enjoy the neighborhood setting. Additional features include a two-car attached garage with extra height and storage, smart thermostat, video doorbell, and instantaneous hot water. Just nearby, Highland Park offers expansive green space, a playground, covered pavilion, pickleball courts, and soccer fields, while Highland Park Pool provides lap swim, open swim, and seasonal activities. Residents also enjoy Daybreak's full network of parks, trails, fitness centers, and community amenities. The HOA includes high-speed internet, exterior maintenance, landscaping, and snow removal for convenient, low-maintenance living. Located near Mountain View Corridor with quick access to shopping, dining, schools, and entertainment, this home offers an exceptional blend of comfort, convenience, and lifestyle in one of South Jordan's most sought-after communities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
