An Exquisite and Timeless John Weiland home. Experience luxury living at its finest in this distinguished residence, where timeless elegance meets exceptional craftsmanship. From the moment you arrive, you will notice the curb appeal, custom architectural details, professionally enhanced retaining walls, and beautifully appointed outdoor living spaces. The lavish owner's retreat is designed as a private sanctuary, featuring dual walk-in closets, dual vanities, a spa-inspired jacuzzi soaking tub perfectly framed by a dramatic Palladian window, a separate glass-enclosed shower, and an adjoining step-down bonus room ideal for a private fitness studio, executive office, dressing room, or personal retreat. Thoughtfully designed for both grand entertaining and everyday living, the home offers expansive formal living and dining rooms, a welcoming family room, and exquisite custom trim work throughout. The kitchen is both functional and beautiful with a cooktop island, pantry, wall of cabinets, separate workspace with an adjacent butler's pantry. Rich finishes and elegant details create an atmosphere of sophistication in every space. On the 2nd level there are also 2 nicely spaced secondary rooms with a jack and jill private bathroom and a 4th bedroom that offers an ensuite option for your convenience. The cozy loft overlooks the catwalk hallway peering over the 2 story family room with an amazing window wall. The fully finished terrace-level basement is an entertainer's dream, showcasing hardwood flooring throughout, spacious gathering areas, a dedicated dining space, and a custom bar perfect for hosting memorable events, game nights, or accommodating multi-generational living. A private exterior entrance provides seamless access to the outdoor entertaining areas. Enjoy resort-style outdoor living with a covered lanai and an upper-level screened porch that invites year-round relaxation while overlooking the natural surroundings. Brand-new decking extends the outdoor living experience and creates the perfect setting for morning coffee, evening cocktails, or entertaining guests. Combining luxurious amenities, refined finishes, and exceptional versatility, this extraordinary residence offers an elevated lifestyle for the most discerning buyer. Enjoy resort-style amenities with an amazing lifestyle in one of Mableton's most desirable community. With this ideal location, this home offers the perfect balance of suburban comfort and city convenience. Enjoy an easy commute to Downtown Atlanta, Midtown, Buckhead, Truist Park Braves stadium/Battery, and Hartsfield-Jackson International Airport. Approximately 1 mile from Whitefield Academy and close to the Silver Comet Trail. With Several grocery stores, parks, trails, restaurants, and everyday conveniences, this location truly has it all. Annual HOA of $450 is required, but the annual $730 swim/tennis fee is optional.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
