Welcome home to this beautifully maintained, move-in ready end-unit condo in Trenton's desirable Pinehurst community, where peaceful surroundings and low-maintenance living come together. From the moment you step inside, you'll appreciate the soaring vaulted ceilings, abundant natural light, and inviting open feel. Enjoy picturesque views from nearly every window, overlooking a beautifully maintained community greenspace to the southwest and a private, wooded backdrop in the rear with no neighbors behind. Relax on your private patio with coffee as the birds sing, and keep an eye out for the occasional deer wandering through the trees in the evening. Offering over 1,700 square feet of living space, this exceptionally clean condo features three spacious bedrooms and three full bathrooms. The convenient first-floor primary suite includes a walk-in closet and private en-suite bath, while the additional bedrooms offer generous closet space for family or guests. The bright, spacious living room provides plenty of room for entertaining or unwinding, and the TV mount and sound bar bracket are included. The large kitchen is designed with functionality in mind, offering abundant cabinet and counter space, plus a dedicated pantry. Main-floor laundry adds even more everyday convenience. Recent updates include a brand-new roof and new carpet (2026), making this home truly move-in ready. An attached two-car garage completes the package. The attentive association takes care of snow removal, lawn cutting and grounds maintenance, water and trash, allowing you to spend more time enjoying everything this wonderful community has to offer. Conveniently located near shopping, dining, Elizabeth park, The Detroit River International Wildlife Refuge and all that Trenton has to offer, including an extensive rec program for all ages and outstanding senior programs and activities, this is carefree condo living at its finest. Simply move in and start enjoying your new home!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
