Welcome to this Exquisite 4-Bedroom, 3-Bath Home in Sola Vista! Discover the perfect combination of modern sophistication, comfort, and functionality in this beautifully appointed residence, located in the sought-after Sola Vista community near Narcoossee Road and Highway 192—just 5 minutes from Lake Nona. From the moment you arrive, you’ll be impressed by this home’s impeccable design, open layout, and stylish finishes. The heart of the home is a gourmet kitchen that truly inspires, featuring rich wood cabinetry with 42” upper cabinets, elegant quartz countertops, premium stainless steel appliances, a dishwasher, disposal, and an expansive center island perfect for casual dining and entertaining. The kitchen seamlessly flows into the great room, creating an inviting space filled with natural light, perfect for gatherings and everyday living. Elegant ceramic tile flooring throughout the main living areas complements the home’s contemporary design, while the bedrooms feature plush carpeting, ceiling fans, and custom blinds for comfort and privacy. The 9-foot sliding glass doors open to a covered porch/lanai, extending the living space outdoors and offering a peaceful setting to relax or entertain. Each of the three bathrooms showcases modern fixtures and refined finishes, enhancing the home’s luxurious appeal. Nestled in a vibrant community, residents of Sola Vista enjoy an array of resort-style amenities, including a sparkling pool, oversized cabana, basketball court, dog park, and tot lot—providing recreation and leisure for all ages. The location offers convenient access to major highways, shopping, dining, top-rated schools, and Central Florida’s world-class attractions. This home truly embodies refined Florida living—offering style, comfort, and convenience in one exceptional package. A must-see property that perfectly balances elegance and everyday ease—schedule your private tour today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
