WELCOME HOME to maintenance-free living in one of the area's most desirable gated golf course communities with no CDD's! This spacious 3-bedroom, 2-bath home offers nearly 2,200 square feet of thoughtfully designed living space and is ideally situated on a quiet circle with minimal traffic, providing exceptional privacy with no front or rear neighbors. From the moment you arrive, you'll appreciate the inviting curb appeal, highlighted by a glass front storm door and a NEW ROOF scheduled for completion at the end of June 2026. Inside, abundant natural light fills the home, creating a bright and welcoming atmosphere throughout. Beautiful wood-look ceramic and porcelain tile flooring combines the timeless appearance of hardwood with the durability and easy maintenance of tile—perfect for Florida living. These floors are resistant to moisture, scratches, and stains, making them an excellent choice for busy households and pet owners alike. The chef-inspired kitchen is the heart of the home, featuring an abundance of cabinetry, expansive counter space, stainless steel appliances, and a large center island with a granite countertop. The island provides additional storage with extra drawers and cabinets while also offering the perfect gathering space for family and guests. Retreat to the oversized primary suite featuring elegant double-door entry, separate his-and-her closets, and a spacious en-suite bath complete with dual sinks and a large walk-in shower. Bedrooms two and three are generously sized, with one offering a large walk-in closet rarely found in secondary bedrooms. Step outside and enjoy peaceful views of the golf driving range with no rear neighbors to interrupt the scenery. Whether enjoying your morning coffee or relaxing after a round of golf, you'll appreciate the tranquility and privacy this location provides. Additional upgrades and features include: • NEW Roof (June 2026) • AC replaced September 2019 • Gas water heater replaced July 2018 • Washer and gas dryer included • Lawn maintenance included in HOA, with an option to opt out and reduce HOA fees Residents enjoy access to outstanding community amenities including a championship golf course, driving range, pickleball courts, on-site restaurant, and weekly social events at The Grill, making it easy to stay active and connected with neighbors. If you're looking for privacy, low-maintenance living, modern updates, and a vibrant golf course lifestyle, this exceptional home checks all the boxes. Call today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
