Virtually New Construction | Built in 2021 | Cul-de-Sac | 4 Bedrooms | 3.5 Bathrooms | 3-Car Garage Why wait months for new construction when you can own this virtually new, impeccably maintained home built in 2021? Welcome to 521 Redchurch Drive, a stunning residence tucked away on a quiet cul-de-sac in the highly sought-after Registry at West Haven. Offering approximately 3,719 square feet of thoughtfully designed living space, this move-in-ready home perfectly blends modern design, spacious living, and everyday functionality in one of McDonough's premier communities. From the moment you arrive, you'll appreciate the beautiful brick exterior, professionally maintained landscaping, inviting covered front porch, oversized driveway, and spacious three-car garage. Inside, a bright, open-concept floor plan filled with natural light creates an inviting atmosphere designed for both comfortable daily living and effortless entertaining. Home Features * Virtually new construction (Built in 2021) * Approximately 3,719 square feet * 4 spacious bedrooms * 3 full bathrooms plus 1 half bathroom * Quiet cul-de-sac location * Attached 3-car garage * Impeccably maintained * Open-concept floor plan * Abundant natural light * Move-in ready Designer Kitchen * Oversized granite island with seating * Granite countertops * Stainless steel appliances * Walk-in pantry * Abundant cabinet and countertop space * Open to the breakfast area and family room, creating the perfect gathering space Main Living Areas * Spacious family room with fireplace * Open dining area * Seamless flow throughout the main level * Designed for entertaining and everyday living Flexible Living Spaces This thoughtfully designed floor plan offers exceptional versatility with: * Dedicated home office * Upstairs loft * Separate media room * Flexible living spaces to accommodate today's evolving lifestyle needs Owner's Retreat Relax in the spacious owner's suite featuring: * Spa-inspired bathroom * Double vanity * Separate soaking tub * Separate walk-in shower * Spacious walk-in closet Outdoor Living * Covered rear patio * Spacious backyard * Professionally maintained landscaping * Quiet cul-de-sac setting with minimal through traffic * Ideal space for relaxing, entertaining, or enjoying the outdoors Registry at West Haven Residents enjoy a beautifully maintained community with sidewalks, attractive streetscapes, and convenient access to everyday amenities while being just minutes from shopping, dining, parks, and Interstate 75. Convenient Location Ideally located near: * Interstate 75 * McDonough Square * Publix * Kroger Marketplace * Costco * Target * Sprouts Farmers Market * Heritage Park * Alexander Park * Piedmont Henry Hospital * Tanger Outlets Locust Grove * Restaurants * Coffee shops * Fitness centers * Everyday shopping and entertainment Schools Located within the Union Grove school cluster: * East Lake Elementary (GreatSchools rating published by GreatSchools.org at the time of listing: 9/10*) * Union Grove Middle (8/10*) * Union Grove High (7/10*) *GreatSchools ratings are published by GreatSchools.org, are subject to change, and are provided for informational purposes only. Buyers should independently verify school assignments, ratings, and any information important to their purchase decision. Why You'll Love This Home Virtually new construction built in 2021 Quiet cul-de-sac location Approximately 3,719 square feet 4 bedrooms | 3.5 bathrooms Dedicated home office Spacious loft Separate media room Open-concept living Designer kitchen with oversized granite island Walk-in pantry Luxurious owner's suite Covered rear patio Three-car garage Impeccably maintained and move-in ready Minutes to shopping, dining, parks, healthcare, and Interstate 75 Offering an exceptional combination of condition,
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
