508 Minerva Dale Dr, Fuquay Varina, NC 27526
4 beds · 3 baths · 2,293 sqft
Get a free consultation call with an expert in the mortgage assumption process.
Step into sophistication in the sought-after Avalon Springs community, where this beautifully appointed home blends refined comfort with thoughtful upgrades throughout. This residence has been meticulously maintained and upgraded to deliver a lifestyle of convenience, elegance, and timeless style. Upon entry, you'll be greeted by a welcoming foyer that opens into a warm and inviting layout, perfect for both daily living and entertaining. The main-level owner's suite provides both privacy and ease, offering a tranquil retreat complete with a spacious en-suite bathroom and ample closet space. The main level also features an updated laundry room with built-in cabinetry and a custom-designed drop zone that adds both style and function—ideal for keeping busy households organized. Richly refinished wood stairs lead to the upper level, where you'll find additional generously sized bedrooms and a versatile bonus room with a closet that can function as a fourth bedroom, playroom, home office, or guest space. Luxury vinyl plank (LVP) flooring flows seamlessly throughout the home, creating a cohesive and modern look, while offering durability and easy maintenance. The kitchen is the heart of the home and a true standout, boasting gleaming granite countertops, a large peninsula perfect for casual meals or entertaining, and stainless steel appliances—including a Samsung dishwasher installed in June 2022 and a brand-new range added in February 2025. Whether you're hosting guests or enjoying a quiet night in, this space is sure to impress. Additional highlights include a gas inline tankless water heater that delivers energy-efficient hot water on demand, plus Ting and Quantum fiber internet wiring for ultra-fast, reliable connectivity throughout the home—ideal for remote work, streaming, or smart home technology. The attached two-car garage features a pristine epoxy-sealed floor, adding a polished look and extra durability. Outside, enjoy your own private oasis in the fully fenced backyard, complete with a stained deck and charming stone patio—perfect for outdoor dining, weekend grilling, or simply relaxing with your morning coffee. The landscaping has been lovingly maintained to create a peaceful, low-maintenance retreat. Community amenities elevate the lifestyle even further with access to a neighborhood pool, clubhouse, and playground, providing fun and convenience just steps from your front door. Avalon Springs is ideally located with easy access to local shopping, dining, parks, and commuter routes, making it a perfect place to call home. This property is zoned for top-rated schools, including Holly Springs High School, with Fuquay-Varina High School for seniors—giving families flexibility and access to quality education options. From the curb appeal to the custom touches inside, this home radiates pride of ownership and is truly move-in ready. Don't miss your opportunity to own this rare gem in Avalon Springs—a home where quality, comfort, and convenience meet.
Source: TRIANGLEMLS #10095413
Learn about how it works
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: TRIANGLEMLS #10095413
To qualify, you must meet the current FHA or VA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50%. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
FHA (Federal Housing Administration) loans
FHA loans require the buyer to assume the mortgage as a primary residence.
VA (Veteran's Affairs) loans
You don't have to be a veteran to assume a VA loan. However, not all veterans are willing to let a non veteran assume their mortgage. Roam confirms the seller's willingness prior to you making an offer.
Investors
You may be able to assume a VA mortgage as an investor without it being your primary residence.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 620, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.