Sign in to see required down payment for the 4% rate
5 Taylors Hill Way, Fredericksburg, VA 22405
4 beds · 5 baths · 4,601 sqft
SELLER MOTIVATED & READY TO NEGOITATE WITH THE RIGHT OFFER. Step into luxury and comfort with this stunning 4-bedroom, 4.5-bath residence, perfectly designed for modern living and entertaining. From the moment you walk through the front door, you’ll be captivated by the warmth of gleaming wood floors, the inviting glow of the gas fireplace, and the seamless flow of the open-concept layout. At the heart of the home, the kitchen shines with a spacious island, perfect for casual dining, homework sessions, or gathering with friends. Adjacent is a light-filled sunroom, offering a tranquil retreat with views of the backyard—ideal for morning coffee or evening unwinding. The first-floor office provides a quiet, dedicated workspace, while upstairs, a generous loft area offers the perfect space for a children's playroom, teen hangout, or additional family lounge. Downstairs, the fully finished basement is an entertainer’s dream. Host movie nights in your private home theater or enjoy the wet bar—this space is built for making memories. Each of the four bedrooms is thoughtfully designed, with ample space and privacy.Don’t miss this exceptional home that checks every box—style, space, and function all in one. Schedule your private showing today and see why this one won’t last!
Source: BRIGHT #VAST2038040
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2038040
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No credit check. Takes 2 minutes.