Welcome to your dream home in the heart of Tivoli Woods! This beautifully designed two-story home offers 4 bedrooms, 2.5 bathrooms, and a generous 2,954 square feet of living space — plenty of room to spread out and make your own. From the moment you walk in, you're greeted by impressive vaulted ceilings in the entryway that set the tone for the rest of the home. The open-concept layout features tile flooring downstairs, while brand-new luxury vinyl flooring runs throughout the entire upper level — a great combination of style and durability. The kitchen is the true heart of the home, with granite countertops that make cooking and entertaining a breeze. After a long day, step out onto the screened-in porch and unwind — it's the perfect spot to enjoy the Florida weather without the bugs! The owner's suite is a spacious retreat, ready for you to make it your own personal sanctuary. And with a recently upgraded HVAC system, you'll stay comfortable year-round without worrying about efficiency.Living in Tivoli Woods means you're not just buying a home — you're buying into a lifestyle. The community offers a pool, basketball court, playground, and the peace and quiet of a cul-de-sac setting. Beyond the neighborhood, everything Orlando has to offer is right at your doorstep. Frequent flyers will love the quick trip to Orlando International Airport, and the Lee Vista Promenade keeps shopping, dining, and entertainment close by. Outdoor lovers have Young Pine and South Econ Community Parks nearby for weekend adventures, while the trendy Milk District and innovative Lake Nona scene give you endless options for a night out. Students and faculty will appreciate the short drive to the UCF campus, making this a fantastic option for anyone connected to the university. Oh, and did we mention you're just a short drive from Universal Studios, SeaWorld, and Walt Disney World? Whether you're a thrill-seeker or a family looking for fun, this location truly has it all.This is more than a house — it's the Orlando lifestyle you've been looking for. Come see it for yourself!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
