TOP FLOOR home for maximum privacy & tranquility & Tall Ceilings! New HVAC, New Water Heater, New Washer/Dryer. GREAT for primary residence or investment property! Set within the heart of Smyrna’s coveted West Village, this residence offers a lifestyle that feels effortlessly European—walkable and refreshingly low-maintenance. Step outside your door to tree-lined streets with brick paver sidewalks, neighborhood dining, fitness studios, and resort-style amenities including a pool, fitness center, and clubhouse. With immediate access to I-285 and close proximity to Vinings, Smyrna Market Village, Midtown Atlanta, The Battery Atlanta, Silver Comet Trail, and Hartsfield-Jackson International Airport, the location delivers exceptional connectivity while still feeling tucked away. Inside the light-filled home has tall ceilings, and open concept. The top-level setting offers an added sense of privacy and tranquility. Hardwood floors run throughout the main living areas, anchoring an open-concept layout that flows seamlessly into the well-appointed kitchen featuring granite countertops, and a gas range. The living room is both inviting and refined, complete with a fireplace and space for comfortable lounging or entertaining, while a dedicated dining area with statement lighting easily accommodates gatherings. The primary suite is a true retreat, highlighted by a tray ceiling, generous walk-in closet, double vanity, separate shower, soaking tub, and private water closet. A spacious secondary bedroom offers flexibility for guests, home office, or additional living space, with easy access to a full bath and its own walk-in closet. Ceiling fans, thoughtful finishes, and abundant storage enhance comfort throughout. A covered outdoor patio extends the living space and overlooks a private rear setting—ideal for morning coffee or unwinding at the end of the day. Additional conveniences include elevator access, assigned parking, ample guest parking, washer and dryer included. Residents enjoy true lock-and-leave living within a vibrant, live/work/play community known for its walkability, amenities, and welcoming atmosphere. Meticulously maintained- NEW HVAC, NEW water heater & NEW Washer & Dryer
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
