Set on a beautiful acreage homesite in King George County, 4659 Turkey Acres Road delivers the lifestyle so many buyers dream about—privacy, a stunning in-ground pool, a detached workshop/garage, and a spacious home designed for both everyday living and entertaining. Offering four bedrooms, 3.5 baths and thoughtfully designed living space across three finished levels, this property combines modern comfort with the peace and breathing room that only acreage can provide. The outdoor spaces truly set this property apart. Completed in 2021, the in-ground pool with automatic cover creates a private backyard retreat surrounded by mature trees and natural beauty. A newly added deck extends the outdoor living space, providing the perfect place to relax, entertain guests, enjoy summer cookouts or simply take in the peaceful setting. Wildlife is a regular visitor, adding to the sense of serenity that makes this property feel like a getaway from the everyday. For hobbyists, entrepreneurs, car enthusiasts or anyone needing additional workspace, the detached workshop/garage is a standout feature. Built in 2021, it offers tremendous versatility for projects, storage, equipment, business operations or recreational use. Inside, the home offers an open and welcoming layout that lives larger than expected. The spacious kitchen serves as the heart of the home, featuring abundant counter space, generous storage and seamless flow into the surrounding living areas. Whether hosting family gatherings or enjoying a quiet evening at home, the design balances functionality with comfort. All four bedrooms are located on the upper level, creating a practical and connected layout. The finished basement adds valuable flexibility and additional living space, while a custom full bath was thoughtfully designed to accommodate pool guests and outdoor entertaining. The combination of acreage, pool, detached workshop and wooded privacy is increasingly difficult to find, especially in such a convenient location. Here, you'll enjoy the peaceful atmosphere of country living while remaining just a short drive from shopping, dining, recreation and everyday conveniences. Whether you're spending the day by the pool, working in the shop or simply enjoying the quiet surroundings, 4659 Turkey Acres Road offers a lifestyle that is both comfortable and hard to replicate!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
