Welcome to this beautifully remodeled and truly move-in-ready townhome located in the highly desirable Artistry community. Offering 3 spacious bedrooms, 2.5 bathrooms, and an attached 1-car garage, this residence combines modern comfort, functionality, and an exceptional location—perfect for today’s lifestyle. The open-concept main living area is designed for both everyday living and effortless entertaining. The kitchen is well-appointed with stainless steel appliances, ample cabinetry, generous counter space, and includes a washer and dryer for added convenience. Natural light flows throughout the main level, creating a warm and inviting atmosphere, while the enclosed lanai provides additional living space—ideal for relaxing with morning coffee, hosting guests, or enjoying Florida evenings in comfort. All three bedrooms are thoughtfully positioned upstairs, offering privacy and separation from the main living areas. Each bedroom is generously sized, providing flexibility for guest rooms, home offices, or growing households. The upstairs water views add a peaceful backdrop and enhance the home’s serene feel. With 2.5 bathrooms, this townhome easily accommodates both residents and visitors. Situated near a quiet cul-de-sac, this home enjoys a more private setting within the community while still being close to everything Artistry has to offer. The location is truly unbeatable—just minutes from the I-75 corridor, providing seamless access into Lakewood Ranch and surrounding areas. Residents will appreciate proximity to some of Sarasota’s most sought-after destinations, including University Town Center (UTC) for premier shopping and dining, Nathan Benderson Park for outdoor recreation and events, Mote Marine Laboratory & Aquarium, and the Legacy Trail for biking and walking. Enjoy world-famous Siesta Key and Lido Beach, upscale dining and boutiques at St. Armands Circle, numerous golf courses, and a wide variety of entertainment options. The area also offers highly ranked schools, nearby medical facilities, abundant job opportunities, grocery stores, and is well-known for being family- and pet-friendly. Whether you’re seeking a primary residence, seasonal home, or low-maintenance lifestyle close to everything Sarasota has to offer, this Artistry townhome delivers comfort, convenience, and exceptional value. This is Florida living at its finest—schedule your private showing and experience it for yourself.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
