4542 Superior Sq, Fairfax, VA 22033
3 beds · 3 baths · 1,687 sqft
"Take advantage of an incredible opportunity to assume the seller’s VA loan with a low 2.875% interest rate" Experience luxury, light, and lifestyle in this beautifully maintained, end-unit 3-bedroom, 3-bath townhouse with attached garage, tucked inside the highly sought-after gated community of Gates of Fair Lakes. This stunning home welcomes you with fresh paint, gleaming hardwood floors, and a thoughtfully designed open layout ideal for modern living. The updated gourmet kitchen features granite countertops, stainless steel appliances, and ample cabinet space, flowing seamlessly into a spacious living and dining area filled with natural light and direct access to a private balcony—perfect for morning coffee or evening unwinding. Upstairs, you'll find two generously sized primary suites, each offering en-suite baths, walk-in closets, and a sense of privacy that’s perfect for families or roommates. The top-level loft serves as a luxurious third bedroom, complete with its own full bath and flexible potential as a guest suite, home office, or media retreat. A dedicated laundry area on the main level and interior garage access add convenience, while the beautifully landscaped mini park and BBQ area just outside your front door provide a rare sense of community charm. Enjoy resort-style living with access to a recently updated fitness center, a sparkling outdoor pool, a stylish clubhouse, and the peace of mind that comes with a secure gated entrance. Located just steps from Fair Lakes Shopping Center and minutes from Fair Oaks Mall, Fairfax Corner, Whole Foods, and major commuter routes including I-66, Rt. 50, Rt. 29, and Fairfax County Parkway, this home offers an unmatched combination of elegance, functionality, and accessibility. Whether you're a first-time buyer, upsizing, or looking for a turn-key investment, this move-in ready gem is a rare opportunity in one of Fairfax’s most desirable neighborhoods—schedule your private tour today and discover the lifestyle you’ve been waiting for.
Source: BRIGHT #VAFX2232946
Source: BRIGHT #VAFX2232946
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.