Tucked away in one of Buckhead's most convenient locations, this thoughtfully designed townhome offers the rare combination of peaceful living, modern comfort, and everyday accessibility. Just moments from Chastain Park, popular dining destinations, shopping, and major commuter routes, this is the kind of home that makes it easy to enjoy everything Atlanta has to offer while still feeling removed from the pace of the city. Inside, an open-concept main level creates a natural gathering space where conversations flow easily from the spacious living area to the oversized kitchen island, making everyday living and entertaining equally enjoyable. Modern energy-efficient appliances, contemporary finishes, and abundant natural light enhance the home's welcoming atmosphere. The spacious primary suite provides a true retreat with room for a king-sized bed and additional seating or workspace. The spa-inspired primary bath offers a relaxing escape at the end of the day. A generously sized secondary bedroom provides exceptional flexibility for guests, a home office, hobbies, or additional living needs. One of the home's standout features is the large covered patio, perfectly positioned to enjoy quiet mornings and comfortable afternoons while avoiding direct western sun exposure. Whether enjoying a cup of coffee, reading a book, or gathering with friends, this outdoor space extends the home's livability throughout the year. Additional highlights include a large two-car garage with exceptional storage, pre-wiring for EV charging, and the peace of mind that comes with newer construction and low-maintenance living. Beyond the front door, residents enjoy beautifully maintained community spaces, guest parking, and inviting gathering areas, including a charming fire pit with comfortable seating and ambient lighting. The nearby access to Chastain Park offers trails, golf, concerts, recreation, and green space just minutes away, while convenient connections to GA-400 and I-285 make navigating the metro area remarkably convenient. Opportunities to own a home that combines this level of comfort, convenience, and lifestyle in such a desirable Buckhead location are limited. Schedule your private showing today and experience firsthand what makes this property such a compelling place to call home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
