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44 Club Dr, Stafford, VA 22554
5 beds · 4 baths · 4,242 sqft
****SELLER IS WILLING TO WORK WITH THE RIGHT OFFER. Come see it this weekend!!!!****From the minute you drive up to the house, you know this one is a beauty! The thoughtfully landscaped front yard is bursting with curb appeal. The lush green grass, neatly trimmed hedges, and tidy walkway beckon you inside. Once you step through the door, rich hues throughout from the walls to the floors, produce a warm cozy atmosphere. The main level welcomes you to the open kitchen with a gas range and a wall oven. The sun catching morning room will quickly become a favorite space. Gas fireplace with a blower can easily heat up the main level if desired. The top level houses the "whoa this is huge" primary bedroom and bathroom with all the extras you want. The other three bedrooms are the perfect size for any/all bedroom furniture. The basement commands attention as the fun place to be! With the bar set up for entertaining, plop down on a sectional sofa and watch the newest release on Netflix. A legal bedroom (with an egress and a closet-currently used as an office) and full bathroom welcome overnight guests. If that was not enough, the rear of the house takes the cake! With a composite deck spanning the length of the home and a stamped concrete patio below, there are multiple ways to enjoy the peace and privacy that having a backyard with nothing behind it but trees and a community field in the distance delivers. Let this house be the place your family makes memories in!
Source: BRIGHT #VAST2040118
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: BRIGHT #VAST2040118
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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