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439 Lake Daisy Dr, Winter Haven, FL 33884
3 beds · 2 baths · 1,522 sqft
***NO HOA or CDD***HOME WARRANTY*** Welcome to this stunning 3-bedroom, 2-bathroom home in the desirable community of Winter Haven! This modern, energy-efficient property was built in 2021 and offers a perfect blend of comfort, style, and functionality. As you step inside, you'll immediately notice the open-concept design with soaring cathedral ceilings that create a spacious, airy feel. The heart of the home is the beautiful open concept kitchen, complete with 42-inch shaker cabinets featuring soft-close doors and drawers, Energy Star stainless steel appliances, and sleek granite countertops. The expansive 9-foot kitchen island provides plenty of prep space and doubles as a perfect gathering spot. Throughout the home, you'll find 24-inch ceramic tile that adds an elegant, low-maintenance touch to every room. Lets not forget about the custom Plantation shutters either. The master suite features ample space having not one but two walk in closets. Along with an en-suite bathroom for ultimate privacy is dual vanities, walk in shower and a separate toilet closet. Both additional bedrooms are generously sized with easy access to the second bathroom. A standout feature is the enclosed Florida room that includes a hard-wired 5-person Hot Spring jacuzzi, perfect for relaxation, and custom vinyl shades for added privacy and comfort. The home is designed with energy efficiency in mind, equipped with leased solar panels that reduce your environmental footprint, while the monthly solar cost is just $135. With leased solar panels, you can still enjoy lower electricity bills from the energy the panels generate (Ave bill in 2025 is $5-$15), as the leasing company typically charges a fixed monthly fee that is often less than traditional utility rates. Since the leasing company is responsible for maintenance, repairs, and system monitoring, homeowners can enjoy a hassle-free, worry-free energy solution. Especially as solar energy becomes more desirable. Additionally, the lease often includes updates to the system as technology advances, ensuring you have access to the latest solar panel efficiencies without the need for significant out-of-pocket expenses. Overall, buying a home with leased solar panels allows you to reduce your carbon footprint while enjoying predictable energy costs and a sustainable energy source—all with minimal responsibility and risk. Additional highlights include thermal-pane windows, exterior flood lights, and a two-car garage, providing ample storage and parking space. A part of the garage has been converted to an additional work space complete with AC and insulation, but still has plenty of room for a car or truck. It can be easily changed back to a two car if you wish. The shared laundry and pantry room is a practical bonus, making household chores a breeze. Situated just minutes from major highways, restaurants, and shopping, this home offers the convenience of location with the tranquility of a suburban retreat. Don't miss the opportunity to make this stunning property your own! Contact us today for more information or to schedule a private showing.
Source: STELLAR #O6313620
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: STELLAR #O6313620
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
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