Perfectly situated in the prestigious gated community of Hunters Run in Clermont, this impressive one-story residence offers the space, comfort, and lifestyle today’s buyers are looking for. Built in 2015 and offering over 3,100 square feet of living space, this thoughtfully designed home features 4 bedrooms, 3 full bathrooms, a flexible three-way split floor plan, and a 3-car garage. From the moment you arrive, the home makes a strong first impression with its upgraded stone-accented elevation, attractive concrete landscape edging, beautiful curb appeal, expanded brick paver driveway, and oversized homesite with a fully fenced backyard. Inside, the home delivers a very open and functional layout with high ceilings, abundant natural light, and generous living spaces ideal for both everyday living and entertaining. The gourmet kitchen is a true centerpiece, featuring granite countertops, upgraded cabinetry, stainless steel appliances, gas cooking, double ovens, a large island, custom backsplash, and excellent connection to the main living areas. Additional interior highlights include a dedicated office/den with French doors, split bedrooms for added privacy, a spacious primary suite, tile flooring throughout the main living areas, ceiling fans, upgraded lighting, and a covered lanai overlooking the backyard. The sellers have made numerous improvements during their ownership, including a new roof in 2024, a huge expanded covered lanai in 2024, garage ceiling racks in 2022, ADT security in 2017, a home sound system in 2020, wonderful plantation shutters throughout in 2021, lightly tinted windows in 2021, a whole-house water conditioning and filtration system in 2020, and an expanded wider driveway. Residents of Hunters Run enjoy access to the community’s resort-style zero-entry pool, gated entrances, playground, brick-paver walkways, and beautifully maintained neighborhood setting. Located among Clermont’s iconic rolling hills, Hunters Run is known for its oversized homesites, attractive streetscapes, and family-friendly atmosphere. Beyond the gates, you are just minutes from the Clermont Chain of Lakes, shopping and dining at Winter Garden Village, major medical facilities, schools, commuter routes, and the growing lifestyle amenities that make Clermont one of Central Florida’s most desirable places to live. Call today to schedule a visit!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
