Welcome to this amazing, meticulously maintained home in the intimate Burnt Bridge community. This beautifully designed Craftsman-style residence is truly move-in ready and loaded with upgrades. From the moment you arrive, you’re greeted by a low-maintenance, professionally landscaped yard and inviting front porch - the perfect place to relax and enjoy this family-friendly neighborhood. Inside, you’ll immediately appreciate the attention to detail, including upgraded lighting and fixtures, completely remodeled bathrooms, Custom doors, coffered ceilings and elegant crown molding throughout. The heart of the home is the chef’s kitchen featuring quartz countertops, tile backsplash, stainless steel ENERGY STAR appliances, double ovens, large island, breakfast bar, and a sunny breakfast room that flows seamlessly into the family. The separate dining room comfortably seats 12+ guests, ideal for holidays and gatherings. The family room invites you to unwind around the cozy gas log fireplace with glass doors, set beneath soaring ceilings and filled with abundant natural light. Custom built-ins maximize space while offering a place to showcase family memories. A main-level bedroom offers privacy and flexibility, perfect for visiting guests or multi-generational living. Upstairs, the Master Suite is a peaceful retreat complete with a sitting area, generous walk-in closets, and a spa-inspired bath featuring double vanities, separate his-and-hers areas, a soaking tub, and a separate shower — your private escape at the end of the day. Three spacious secondary bedrooms provide flexibility for family, guests, office space, or hobbies. An upper-level laundry room and thoughtful split-bedroom layout add everyday convenience. And now for the bonus to this already exceptional home: A partially finished basement with NEW flooring and FRESH paint is stubbed for a bath and is ready for your vision. Whether you imagine a media room, gym, playroom, or additional living space, the layout provides incredible potential. Outdoor living is just as impressive with double covered decks off both the main level and basement, creating a layered entertaining space, a peaceful setting overlooking the wooded backyard — where no one can build behind you, ensuring a permanent natural backdrop. To add to already perfection there is the oversized driveway and spacious garage, providing ample parking for family and guests. Located in the sought-after NorthForsyth High School district and part of an enclave of just 29 homes, residents enjoy access to a Jr. Olympic swimming pool, two lighted tennis courts, bocce ball courts, playground, sidewalks, streetlights, and nearby greenway trails. This is more than just a home -it’s a lifestyle.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
