Set on 2.35 acres in Spring Valley Ranch, this custom home was thoughtfully designed for those who want room to live, work, store, gather, and grow while staying connected to everyday amenities. With more than 6,000 total square feet, an 80' x 40' drive-through shop, an oversized 3-car attached garage, and extensive concrete and asphalt driveway infrastructure, the property offers a rare combination of scale, function, and flexibility. Peaceful, established, and highly usable, the setting delivers true elbow room and the feel of Colorado acreage living without sacrificing accessibility, neighborhood appeal, or practical convenience. The standout feature is the 80' x 40' drive-through shop, built in 2014 and designed for serious utility. With four powered doors, two oversized RV-height doors, 50-amp RV service, overhead lighting, a pedestrian door, and extensive concrete apron and flatwork, the shop provides abundant and flexible space for vehicles, boats, trailers, business equipment, hobbies, storage, workshop use, or collections. For buyers searching for a property that truly supports an active lifestyle, this level of functionality is difficult to replicate. Designed for long-term livability, the main level includes the primary suite, office, and laundry room, while upstairs offers additional bedrooms and loft space. The finished basement adds more than 2,100 finished square feet, including additional bedrooms, recreation areas, and storage space ideal for multigenerational living, entertaining, fitness, hobbies, or media use. This is a property that offers far more than a typical acreage home. Fiber Internet, an oversized 3-car attached garage, fenced backyard, outdoor patio, hot tub, greenhouse, public water and sewer, natural gas, paved road access, and a new class 4 roof complete the package. The location places you only 13 miles from Parker, 15 miles from Southlands, and 36 miles from DIA. View More at: https://www.41865muirfieldloop.com/
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
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