Welcome to 4155 Wild Country Court, where luxury, comfort, and exceptional versatility come together in one spectacular three-level home. Nestled on a quiet cul-de-sac in the highly sought-after Chapel Hill community of Douglasville, this meticulously maintained, move-in-ready residence offers over 4,162 square feet of beautifully designed living space featuring 6 spacious bedrooms and 5 full bathrooms. From the moment you step inside, you'll be captivated by soaring 18-foot ceilings and dramatic picture windows that bathe the home in natural light, creating an open, elegant, and inviting atmosphere. Fresh interior paint, brand-new carpet, and thoughtful upgrades throughout make this home truly turnkey. Designed for today's modern lifestyle, the flexible floor plan includes a dedicated home office, multiple bonus spaces, and a convenient main-level guest bedroom. The true highlight is the fully finished lower level, offering a private in-law suite complete with its own full kitchen, spacious living area, bonus room, theater room, bedroom, and full bathroom. Whether accommodating extended family, providing independent living for aging parents, hosting long-term guests, or creating the ultimate entertainment space, this separate level offers endless possibilities. Retreat to the spacious owner's suite featuring a beautifully remodeled spa-inspired bathroom. Additional upgrades include a new second-floor HVAC system, remote-controlled window blinds, an electric fireplace, and a beautifully updated kitchen equipped with stainless steel appliances, including a new refrigerator, range, dishwasher, and microwave. Step outside to the covered rear deck overlooking a peaceful, private wooded backyard, the perfect setting for morning coffee, weekend gatherings, or relaxing after a long day. Conveniently located near shopping, dining, schools, and major commuter routes, you'll enjoy quick access to Boundary Waters Park, Six Flags Over Georgia, Hartsfield-Jackson Atlanta International Airport, and Downtown Atlanta. Homes that offer this level of space, flexibility, thoughtful updates, and a private lower-level living suite are truly rare. 4155 Wild Country Court delivers the perfect combination of elegance, functionality, and location, an exceptional place you'll be proud to call home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
