Tucked away in the gated StoneCreek section of Seven Oaks, welcome to 4130 Granite Glen loop! This absolutely stunning fully remodeled pool home offers the perfect blend of luxury, privacy, and functionality on an incredible 0.40-acre conservation lot in the heart of Wesley Chapel. Boasting 2,710 square feet, 4 oversized bedrooms, 2.5 bathrooms, and a spacious 3-car garage, this home has been thoughtfully upgraded from top to bottom. From the moment you arrive, you’ll notice the beautifully manicured lawn, upgraded landscaping, and newer exterior paint that create incredible curb appeal. BUT WAIT, IT GETS BETTER: A BRAND NEW ROOF WILL BE INSTALLED PRIOR TO CLOSING!!! Step inside and fall in love with the gorgeous white oak luxury vinyl plank flooring that flows throughout the entire home. The spacious living room is anchored by a custom built-in entertainment wall featuring an elegant electric fireplace and stunning stone accents, creating the perfect focal point for gatherings and cozy nights in. The remodeled kitchen is equally impressive with upgraded newer appliances, jaw-dropping quartzite countertops, and a layout that seamlessly connects to the main living spaces. This highly functional floor plan offers incredible flexibility, allowing you to create additional living areas, a formal dining room, office space, playroom, or whatever best fits your lifestyle. Upstairs, all four bedrooms are generously sized, including a luxurious primary suite featuring its own designer electric fireplace feature wall. Plantation shutters throughout the home add timeless elegance and sophistication to every room. Step outside to your own private backyard oasis. The oversized screened-in pool and expansive covered lanai overlook peaceful conservation views with no rear neighbors, creating the perfect setting to relax or entertain. And unlike many homes, the property extends well beyond the fenced area, giving you an additional side yard and even more usable outdoor space. Located in the award-winning Seven Oaks community, residents enjoy access to resort-style amenities including a recreation center, café, movie theater, multiple pools with waterslide and splash pad, playgrounds, tennis and volleyball courts, athletic fields, fitness center, and miles of scenic nature trails. All of this in an unbeatable Wesley Chapel location just minutes from The Shops at Wiregrass, Tampa Premium Outlets, KRATE at The Grove, top-rated hospitals, dining, entertainment, and easy interstate access to Tampa and beyond. This is more than just a home… it’s the lifestyle upgrade you’ve been waiting for.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
