Welcome home to The Canterbury - the most desirable floor plan and former model home in this award-winning Epcon community and a rare duplex layout rather than a quad. Just moments from all the conveniences of Eagle's Landing, this home has been beautifully refreshed with fresh paint, gorgeous hardwood floors in the main living areas, and brand-new carpet in the bedrooms. Step inside to an inviting open-concept layout featuring two thoughtfully renovated bathrooms showcasing stylish modern finishes. The expansive sunroom extends the living space and creates the perfect setting for relaxing mornings, hobbies, reading, or an additional sitting area to enjoy year-round in addition to an additional office/flex room offering the perfect blend of comfort, style, and effortless living. The stunning kitchen is truly the heart of the home, boasting rich cabinetry, natural stone countertops, generous storage, and a functional design ideal for cooking, gathering, and everyday enjoyment. A spacious two-car attached garage with windows provides the convenience of direct kitchen access, making daily living easy and efficient. Unlike many communities, this home also features a private courtyard beside the front door with privacy fencing - perfect for grilling, container gardening, or creating your own cozy outdoor bistro retreat. Residents enjoy unmatched resort-style amenities and genuine low-maintenance living in a vibrant community that is not age restricted. Community features include: saltwater pool, fitness center & clubhouse, active social events & community activities. Exterior maintenance included - lawns, landscaping, gutter cleaning, private streets, and even full roof replacement when needed The Meadows at Jodeco is conveniently located near Piedmont Henry Hospital, the new Heart Institute, medical offices, and less than five minutes from Costco, Sprouts, dining, shopping, and exciting new developments coming soon. Golf and tennis enthusiasts will love being just around the corner from Eagle's Landing Country Club with public memberships available, while the nearby Stockbridge Amphitheater hosts live music and community events throughout the year. Easy interstate access and scenic backroads make commuting and exploring a breeze. Community is approved for all major financing types including conventional, FHA, and VA financing. Current owner has an assumable loan at an incredible 2.25% interest rate pending buyer qualification. If you're looking for comfort, convenience, community, and carefree luxury living wrapped into one beautifully upgraded home, your next chapter starts here.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
