Welcome home to The Canterbury, the most sought-after attached floor plan in this award-winning Epcon community and a rare duplex layout rather than a quad. Located just moments from all the conveniences of Eagle's Landing, this residence offers the perfect blend of comfort, style, and effortless living. Step inside to an inviting open layout, beautiful upgraded flooring in the main living areas, and two thoughtfully renovated bathrooms that shine with modern finishes. Both bedrooms and the dedicated office/flex room are carpeted. The expansive sunroom extends the main living area and crates a cozy spacy to enjoy everyday moments regardless of the weather outside! Ideal as a sitting room, hobby area, or second living space. The glorious kitchen steals the show with its rich cabinetry, generous storage, and a layout designed for cooking, gathering, and everyday enjoyment. A spacious two-car attached garage with windows adds the convenience of stepping right into the kitchen, rounding out this exceptional home. Many condos do not allow grills but this one has a courtyard beside the front door featuring some privacy fencing perfect for a grilling area, container gardens and bistro set. But the real magic is the LIFESTYLE! Residents here enjoy unmatched resort-style amenities and true low-maintenance living, including: Saltwater Pool, Fitness Center in the Community Clubhouse, Fun Social Events & Active Community Lifestyle yet it is NOT AGE RESTRICTED! Exterior Maintenance is Included-lawns, landscaping, gutter cleaning, private streets, and even full roof replacement when needed. Lock-and-leave single level living has never been more complete. If you're looking for comfort, convenience, and community - all wrapped in a beautifully upgraded home ready for your personal touches - your next chapter starts here. It's your turn to have a luxurious, care-free lifestyle! BONUS Henry County offers homeowners over 65 significant property tax relief. Since the exterior is maintained you can spend less time worrying about how the neighbor's yard looks and more time doing things you enjoy! Perfect for snow birds, adventure seekers or anyone on the go. The Meadows at Jodeco is conveniently located near Piedmont Henry Hospital, the new Heart Institute, many medical offices AND LESS THAN FIVE MINUTES from Costco, Sprouts, many dining options and more coming soon! If you love tennis or golf - Eagle's Landing Country Club is right around the corner with public memberships available. The nearby Stockbridge Amphitheater hosts live music and community events. Backroads are an enjoyable way to get to even more shopping and dining or there is always the easy interstate access! A quick closing is no problem. Call or text Cindy today for more details or to schedule your private showing. Although many buyers pay with CASH; CONVENTIONAL, FHA or VA LOANS are available! LOVE WHERE AND HOW YOU LIVE!!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
