Discover a home that blends practical brilliance with personality in East Paulding, a residence thoughtfully designed for modern life and made irresistibly move-in ready. Built in 2017 and freshly refreshed, this is a house that announces itself with curb appeal and sustains that promise with substance. With 3 Bedrooms and 2.5 Baths, this property performs beautifully for everyday living and welcomes extended relatives with open arms. Step inside to freshly applied new paint inside and out, a neutral canvas that makes every room feel crisp and bright. New carpet underfoot invites barefoot comfort in the bedrooms and loft, while a brand new roof gives lasting protection and peace of mind, practical upgrades that add immediate value and long-term ease. The layout centers on everyday flow: comfortable living spaces, well-proportioned rooms, and a large loft upstairs that works as a flexible second living area, media hangout, play space, or home office. That upstairs loft is a defining feature, offering elevated separation for quiet or fun and creating a natural zone for teenage independence or multi-generational privacy. The property was imagined for flexibility: a driveway leads down to a full unfinished basement, ready to be customized into whatever your life requires. Need extra bedrooms, a workshop, a home theater, or a rental suite for generational living? The full unfinished basement and the configuration here make those options easy and cost-effective. In fact, this home is perfect for generational living, designed to accommodate in-law arrangements or multi-generational comfort without sacrificing style. Outside, a generous lot and backyard provide room to roam, entertain, garden, or let pets and kids run free. Whether you picture weekend barbecues, a trampoline, raised beds, or a serene retreat, the large lot and backyard deliver possibilities. The neighborhood, Copper Leaf in East Paulding, offers the convenience of proximity: shopping, dining, parks, and schools are all within easy reach, making errands and activities simpler and life more enjoyable. The home's 2.5 Baths are distributed to support morning routines and guest convenience. Thoughtful finishes and functional layouts make the primary spaces efficient and welcoming: a main bathroom that handles daily needs, a half-bath for visitors, and private ensuite-like comforts in the bedrooms. The three bedrooms are roomy and bright, each benefiting from the home's fresh paint and new carpet. Practical benefits meet lifestyle wins here: the brand new roof and fresh exterior paint create a low-maintenance exterior; new carpet and refreshed interiors make unpacking effortless; the full unfinished basement and large loft upstairs provide future expansion potential without immediate cost; and the driveway to the basement offers direct access for projects, storage, or a future independent entrance. All of this sits on a large lot in a location that balances neighborhood calm with convenience. If you're seeking a smartly updated, move-in-ready home that still offers the canvas to grow and customize, this is a compelling match. Built in 2017, updated with new paint, new carpet, and a brand new roof, and offering 3 Bedrooms, 2.5 Baths, a large loft upstairs, a full unfinished basement accessible by driveway, and a generous yard, it's a property that works for now and adapts for tomorrow. Schedule a visit and imagine the next chapter of your story in East Paulding's Copper Leaf community.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
