Sign in to see required down payment for the 2.875% rate
3906 SW 26th Ct, Cape Coral, FL 33914
4 beds · 2 baths · 2,290 sqft
A really great opportunity with this incredible price drop!!!! Crazy drop, let's match the buyer now. Great opportunity to own off of Oasis Blvd. minutes to Oasis Schools, surrounded by beautiful homes, across from waterfront property. As you pull up to the home there are Sail fish statues in-between a water fountain with new landscaping. When you enter the home there are vaulted ceilings and tile throughout. The kitchen has granite countertops and with white cabinets. There is a clean crisp look about this house. The pool and patio are inviting for entertaining or just relaxing. The pool lanai was replaced last year. There are solar panels on the roof for the pool. And yes, the roof is only a few years old. Schedule a showing. Qualified and eligible VA Buyers may be able to assume current 2.75% VA loan. Seller is wiling and happy to take VA buyers. Flood insurance not required. There are too many pros and now not enough cons. The price is to make it move quickly. The seller needs the house off the books ASAP.
Source: NABOR #224097018
Why Roam
Gap financing to lower your down payment
Unlock down payments as low as 5% – only with Roam
5x the likelihood your offer is accepted
If a purchase takes longer than 45 days, we’ll cover the seller’s mortgage until you close
Close faster and stress-free
We close 2x faster because of our deep experience and lender relationships
Rates and payments are estimates based on public records.
Source: Public records
All values shown are estimated costs / mo.
Source: Public records
Source: NABOR #224097018
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.
No commitment required to start