Welcome to an exquisite sanctuary nestled in the heart of the prestigious Foxfire Village community. This stunning 2,840-square-foot masterpiece, built with precision in 2016, offers a harmonious blend of modern luxury and timeless southern charm. As you arrive at 39 Forest Lake Dr, you are greeted by a sprawling 0.80-acre estate that feels like a private park, complete with lush landscaping and the serene ambiance of one of North Carolina's most sought-after golf destinations. Step inside to discover an airy, light-filled interior featuring four generous bedrooms and a layout designed for both grand entertaining and intimate family moments. The gourmet kitchen is a chef's dream, boasting glistening granite countertops, a center island, and high-end finishes that flow seamlessly into the living spaces. Retreat to the luxurious primary suite, a true haven of relaxation, or unwind in the spectacular sunroom--where walls of windows offer a peaceful view of the towering pines and tranquil woods that provide unmatched privacy. Living here means more than just owning a home; it's a lifestyle. Enjoy proximity to the renowned and reestablished Red Fox golf course, top-rated Moore County schools, and the friendly, quiet streets of Jackson Springs. This is not just a residence--it is a rare opportunity to own a piece of paradise. Right next door to Pinehurst and Southern Pines and an easy commute to Fort Bragg/Fort Liberty. Foxfire Village has long been regarded as a premier golf destination in the North Carolina Sandhills, known for its rich heritage and classic course designs. A Legacy of Championship Golf The community is home to the Foxfire Resort & Golf Club, which features two championship courses--the Red Fox and the Grey Fox--both designed by renowned architect Gene Hamm. Its status as a top-tier destination was cemented in the 1970s when it hosted the ACC Men's Golf Championship in 1970, 1973, and 1975. The ''Sandhills'' Experience Living or playing in Foxfire is considered a quintessential North Carolina golf experience because of its: Classic Terrain: The courses utilize the natural rolling hills, sandy soil, and towering longleaf pines native to the region. Challenging Layouts: The Grey Fox is often cited as the more challenging of the two, requiring precise shot-making through narrow, tree-lined fairways. Proximity to ''America's Golf Mecca'': Located just minutes from the world-famous Village of Pinehurst, Foxfire offers a more peaceful, ''hidden gem'' alternative while remaining in the heart of the country's most famous golf hub. A Recent Renaissance The Grey Fox course is currently undergoing a significant renovation. This project is part of a larger revitalization of the Foxfire Resort & Golf Club following its acquisition in July 2025 by the same local ownership group behind the world-renowned Pine Needles, Mid Pines, and Southern Pines courses. They have brought in award-winning architect Kyle Franz to develop a master plan and restore these classic Gene Hamm designs to their former glory.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
