Experience extraordinary luxury in Trillium Forest, one of Snellville's most sought-after communities in Gwinnett County. Showcasing the largest floor plan in the neighborhood with over 5,200 square feet, this exceptional 7-bedroom, 5-bath, fully finished three-level residence is thoughtfully designed to accommodate multigenerational living, offering a perfect blend of space, privacy, and functionality. From the moment you enter, you're welcomed by a sun-drenched two-story foyer, accented with elegant archways and refined architectural details. The main level features gleaming hardwood floors throughout, leading into a sophisticated formal dining room with coffered ceilings that seamlessly transitions into a butler's pantry and into the heart of the home-a beautifully appointed open-concept kitchen. Designed for both style and performance, the kitchen showcases custom cabinetry, an expansive island, and clear sightlines to the inviting living area, creating the perfect environment for entertaining and everyday living. A main-level bedroom and full bath provide flexible space ideal for guests or extended household living. Step outside to your own custom outdoor retreat, where the patio has been thoughtfully enhanced with a built-in stone island and grill, complemented by a luxurious jacuzzi, a cozy fire pit with surrounding seating area, and dedicated lounging space-perfect for elevated outdoor living and year-round entertaining. The second level continues to impress with hardwood flooring throughout, offering four spacious bedrooms and three full baths. The oversized primary suite serves as a true sanctuary, complete with a private sitting area and a spa-inspired ensuite bath designed for ultimate relaxation. Three additional generously sized secondary bedrooms provide comfort and convenience with access to well-appointed bathrooms. The upper third level expands the home's versatility, featuring two additional bedrooms, a full bath, and a loft area, ideal for a private guest quarters, media room, or additional living space-perfectly suited for multigenerational needs or extended stays. Perfectly positioned, this home is just moments from the shopping and dining destinations of Snellville, along with nearby parks, schools, and everyday conveniences-offering a lifestyle of both luxury and accessibility. With its expansive layout, upscale finishes, and thoughtfully designed indoor and outdoor living spaces, this remarkable home in Trillium Forest delivers elevated living at its finest.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
