FULLY UPDATED! Master on Main in the Exclusive Winterthur Section of Legacy Park! Gorgeous Brick Front Home with 5 Bedrooms, 4.5 Baths & Full Finished Basement. The Expansive Two Story Foyer, Plantation Shutters & Open Concept Floor Plan welcome you. Hardwood Floors throughout the Main Level and Upstairs. The Bright Remodeled Kitchen features Granite Counters, Stainless Appliances & Tile Backsplash. A Center Island, Updated Lighting & Lots of Cabinets complete this Entertaining Space. Formal Dining Room and Breakfast Area. The Spacious Two Story Formal Sitting Room has Great Natural Light for Quiet Relaxation. There is also a Cozy Family Room with a Stacked Stone Fireplace. The First Floor Primary Suite has Two Walk-in Closets. The Master Bath is Updated with a Large Frameless Glass Tile Shower, Soaking Tub and Separate Vanities. Upstairs has 3 Secondary Bedrooms upstairs with Oversized Closets. Every bedroom has access to a full bathroom including an En Suite Bath and a Jack/Jill. True Walk-in Laundry Room with Shiplap Wall, Floating Shelves & Cabinets. Full Finished Basement features LVP Flooring, Sheetrock Ceilings & Electric Fireplace. This Space includes a Family Room, 5th Bedroom, Plenty of Recreation Space and a Huge Storage Room with Built-in Shelving. HUGE Yard with an Expansive Deck Perfect for Children, Pets & Quiet Evenings. The Basement also walks out to Another Deck with an Under-Deck Ceiling just waiting to be Screened in. Meticulous Professional Landscaping with Sprinkler System. 2025 New Garage Door. Legacy Park is Atlanta's First Townpark. It's built around a Nature Preserve with Scenic Creeks, Wood Bridges & Miles of Shaded Nature Trails. This is the Best Pickleball Community in Kennesaw! We have a Dedicated Director, Organized Teams & 3x Weekly Drills. Other Amenities feature 4 Pools, 10 Tennis Courts, Clubhouse, Fitness Center, Amphitheater, Town Green, Baseball Field, 18 Hole Disc Golf Course & MORE. This is an Amazing Place to Live! Close to 75/575 & New Express Lane. Minutes to Downtown Acworth and Kennesaw.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
