Welcome to Historic Triangle Community in Lionsfield Valley, ideally located in close-in Triangle! Just minutes from MCB Quantico, I-95, & Virginia Railway Express, this spacious colonial nestled in a quiet cul de sac. This extraordinary brick-front Stanley Martin “Bremar” model, is an expansive four-level fully finished luxury residence located in highly sought-after Lionsfield Valley community of Triangle. Perfectly situated on a private 1/2-acre cul-de-sac lot backing to serene woods w/ no neighboring homes on left side, this stunning property offers ideal blend of elegance, privacy, & functionality w/ 6 bedrooms & 5.5 bathrooms across four beautifully finished levels. From the moment you arrive, extended driveway w/ built-in turnaround, stately brick front exterior, & professionally designed landscaping create impressive curb appeal. Step inside to gleaming hardwood floors & an inviting open layout designed for both luxury living & entertaining. grand foyer is flanked by elegant bay-windowed formal spaces, including a private office or den on right & a formal dining room on left. Straight ahead, expansive family room features hardwood flooring, a cozy gas fireplace, & seamless sightlines into gourmet chef’s kitchen. kitchen is truly the heart of the home, showcasing a massive center island, abundant cabinetry, pantry closet, double wall ovens, built-in microwave, five-burner gas cooktop, designer stone backsplash, upgraded hood system, & newer Samsung refrigerator. French doors lead directly to incredible outdoor entertaining area featuring a stamped concrete & stone patio w/ a built-in fire pit, creating perfect setting for gatherings w/ family & friends while enjoying peaceful wooded backdrop & surrounding wildlife. As you ascend staircase, notice upgraded metal railings & decorative balusters that add a sophisticated custom touch throughout home. upper bedroom level offers four spacious bedrooms, including an impressive primary suite complete w/ hardwood flooring, a private sitting area, gas fireplace, enormous walk-in closet, & luxurious spa-inspired bathroom featuring a corner jetted soaking tub, dual vanities, & an oversized walk-in shower w/ built-in seating. 2nd bedroom enjoys its own private en suite full bathroom, while 3rd & 4th bedrooms share a full bathroom. The laundry room is conveniently located on bedroom level for everyday ease. 4th level offers an incredible loft-style finished attic retreat featuring a massive recreation room, a full bathroom, & a spacious 5th bedroom, ideal for guests, multigenerational living, a private suite, media room, or additional flex space. fully finished walk-up lower level continues to impress w/ expansive recreation areas, a dedicated gym setup, additional den ideal for an office or storage, & a true sixth bedroom complete w/ a large closet & its own beautifully updated full bathroom. walk-up staircase provides convenient outdoor access while maintaining privacy & functionality of lower level. Located just minutes from I-95, Route 234 commuter lot, Quantico Front Gate, National Museum of Marine Corps, shopping, dining, schools, & churches, this remarkable home offers luxury, convenience, & space in one of Prince William County’s most desirable communities. A rare opportunity to own a truly exceptional FOUR-LEVEL luxury home designed for comfortable everyday living & unforgettable entertaining. Vacation at home in this peaceful park-like setting near Potomac River. Enjoy world-class shopping, dining, & entertainment at Stonebridge Potomac Town Center, Rose Gaming Resort, Wegmans, & Potomac Mills Mall—all just a short drive away. An unbeatable commuter location: less than 5 miles to VRE, w/ easy access to I-95, Route 1, MCB Quantico, Metro Bus, Park & Ride, & commuter options to Fort Belvoir, Pentagon, & DC. Close to parks, Quantico hiking trails, & scenic Quantico Creek—your ideal blend of nature, comfort, & convenience awaits!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
