Welcome Home! This home is Move-in Ready Perfection in Ayden's Charming Countryaire Village Community. Discover this beautifully renovated 3-bedroom, 2-bathroom gem featuring 1,168 square feet of thoughtfully updated living space. This home has been lovingly refreshed from and is ready for you to simply unpack and enjoy! RECENT UPDATES INCLUDE: • Stunning luxury vinyl plank (LVP) flooring throughout - durable, stylish, and low-maintenance • Fresh neutral paint in every room - move-in ready and spotless • Recently serviced HVAC system for year-round comfort and efficiency • Completely turnkey condition - nothing to do but move in! INTERIOR HIGHLIGHTS: Bright, open floor plan with excellent flow for entertaining Spacious living room with beautiful natural light Well-appointed kitchen with white cabinetry, ample counter space Generous primary bedroom suite with private bathroom Two additional bedrooms perfect for family, guests, or home office Second full bathroom with tub/shower combo Convenient interior laundry area OUTDOOR LIVING: •Charming covered front porch - the perfect spot to enjoy your morning coffee under the shade •Fully fenced backyard for privacy, pets, kids, family gatherings, and peace of mind • Bonus smaller fenced area - ideal for a pet play zone or vegetable garden •Mature landscaping with an established tree, rose bush and shrubs adds curb appeal and shade • Exterior storage building for lawn equipment and tools UNBEATABLE LOCATION: Country Aire Estates community in desirable Ayden • Excellent school options with easy access to both Ayden and Winterville school districts •Minutes to Winterville shopping and dining •Short commute to Greenville for work, entertainment, and ECU — Convenient access to major highways for easy travel City water, sewer, and trash pickup included PERFECT FOR: •First-time homebuyers seeking turnkey quality without the premium price •Downsizers wanting single-level living with low maintenance •Investors looking for a rental-ready property in a solid market •Anyone who appreciates move-in ready homes with modern updates THE BOTTOM LINE: This isn't just another house - it's a completely refreshed home that's been lovingly updated and maintained. At $220,000, you're getting exceptional value with zero projects on your to-do list. The combination of recent renovations, desirable location, and competitive pricing makes this a rare opportunity in today's market. Don't wait - homes in this condition and price range don't last long! Schedule your private showing today and see why 3670 Highland Dr is the one you've been waiting for. Property Details: Bedrooms: 3 Bathrooms: 2 Square Footage: 1,168 sq ft Lot Size: 0.14 acres Year Built: 1999 Style: Single-family ranch Parking: Driveway Exterior: Vinyl siding Flooring: Luxury vinyl plank throughout Heating/Cooling: Central HVAC (recently serviced) Water: City Sewer: City Trash: City pickup included MLS Status: Active Showings: Can be scheduled in Showing Time App. All information deemed reliable but not guaranteed. Buyers/Agents to verify all details including but not limited to square footage, lot size, schools, and utilities.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
