Nestled on 46 beautiful acres just outside of Eastman, this one-of-a-kind estate at 3624 Dublin Hwy offers luxury living, recreation, and functionality all in one incredible property. As you enter up the gravel driveway, you're welcomed by a stunning 3,500 sq ft brick home featuring 4 bedrooms, 3.5 bathrooms, and an upstairs bonus room perfect for a playroom, office, or additional living space. The home also features an enclosed carport and plenty of room for family and guests alike. Beyond the home, the 46-acre property offers outstanding recreational and hunting opportunities with ample room to explore, ride, and enjoy the outdoors. Whether you're an avid outdoorsman or simply enjoy the privacy and peaceful setting that acreage provides, this property delivers the perfect blend of country living and outdoor lifestyle potential. Step outside and experience your own private resort-style retreat. The large in-ground swimming pool is built for entertaining with a diving board, slide, and custom-built elevated platform overlooking the pool area. Nearby, you'll find an outdoor shower hookup along with a spacious covered shelter and tiki bar - the perfect setup for pool parties, family gatherings, events, or relaxing evenings with friends. The amenities continue with an impressive 40x80 shop built for both work and recreation. This incredible space features three roll-up doors, a car lift, abundant storage space, and a convenient half bath accessible from both the shop and pool area. Inside the shop, you'll also find a fully equipped personal gym complete with workout equipment and TV setup. Adding even more value to this property is the newly added living quarters located at the rear of the shop. This versatile space could serve as a private apartment, mother-in-law suite, guest quarters, or potential income-producing rental such as an Airbnb or housing opportunity for students attending the Middle Georgia State University Flight Academy. The apartment features a full bathroom, spacious kitchen, loft bedroom, and plenty of open living space. Properties like this rarely hit the market - offering privacy, luxury, entertainment, hunting opportunities, workspace, and income potential all in one package. This is truly a must-see property that has something for everyone. A letter from a financial institution or proof of funds may be required to schedule a showing
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
