WELCOME TO 3615 FLORAL PARK RD., BRANDYWINE, MD! COMPLETELY RENOVATED FROM TOP TO BOTTOM WITH ALL THE MAJOR BIG-TICKET ITEMS BRAND NEW IN 2026 INCLUDING THE ROOF, HVAC SYSTEM, HOT WATER HEATER, ASPHALT DRIVEWAY, AND APPLIANCES! Every appliance in the home is brand new with the exception of the washer and dryer, which do convey and are in working condition. They are the only two items in the home that are not brand new. This is a rare opportunity to purchase a home where virtually everything has already been done for you and is covered by manufacturer warranties. This 3 bedroom, 2 bath home with basement sits on a beautiful half-acre lot nestled in a serene setting, yet right in the middle of all the action and convenience the DC metro area has to offer. Talk about a find! This is not your typical fixer-upper pretending to be “updated.” This is not cosmetic upgrades. This is a complete top-to-bottom transformation. This private Brandywine retreat offers the rare opportunity to move in, unpack, and enjoy with virtually nothing left to do. The entire main level has been completely renovated with a fresh, modern design throughout. Step inside to a massive, bright, open family room filled with natural light and highlighted by a large picture window. The popular open floor plan flows seamlessly into the dining area and kitchen, creating the perfect layout for entertaining, gatherings, and everyday living. Even the laundry room was thoughtfully designed with functionality and style in mind, featuring a sliding pocket door, clothes folding countertop, and cabinetry offering abundant storage space. Nestled on a beautiful half-acre lot surrounded by mature trees, this home feels like your own private oasis while still being conveniently located close to everything important. Enjoy plenty of outdoor space for entertaining, gardening, recreation, or simply relaxing in the peaceful setting. The property also features a storage shed, perfect for keeping all of your lawn equipment, gardening supplies, and outdoor tools organized and out of sight. Inside, you will find 3 bedrooms and 2 fully updated bathrooms with custom tile throughout. The home offers an ideal layout with a private ensuite primary suite situated on one side of the home, while the additional two bedrooms and full hallway bathroom are located on the opposite side for added privacy and functionality. The spacious primary ensuite features a soaking tub, separate shower, and custom tile throughout, creating a true spa-like retreat. The home offers approximately 1,444 square feet of finished living space, plus an additional 523 square feet of basement space with much of the work already completed. The basement is well on its way to becoming additional finished living area and is ready for you to add the final touches and truly make the space your own, whether you envision a recreation room, home office, gym, guest suite, media room, or additional family living space. Quiet and private yet conveniently located near Indian Head Highway (Route 210), Interstate 495, Interstate 295, and just minutes from the Beltway. Approximately 10 miles south of Washington, DC, about 8 miles from National Harbor, and approximately 13 miles from Alexandria. Convenient to Joint Base Andrews, Fort Belvoir, and NSWC Indian Head. Opportunities like this simply do not come around often. A quiet, private retreat tucked away among the trees like your own oasis, yet still minutes from the Nation's Capital and everything the DC metro area has to offer. Under $470,000 with this level of renovation, privacy, location, and additional expansion potential is an extremely rare find. This is truly one you must see inside to fully appreciate.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
