Discover effortless living in this beautifully maintained 4-bedroom, 2.5-bath home located in the sought-after Seven Hills community. Tucked along a peaceful street and backing to a private wooded backdrop, this move-in ready property blends modern comfort, smart updates, and a welcoming sense of connection in one of Paulding County’s premier master-planned neighborhoods. A freshly painted exterior, architectural shingle roof replaced just a few years ago, and timeless Craftsman-style details create standout curb appeal. Inside, the bright and airy two-story foyer leads into a beautifully flowing open floor plan that’s ideal for both daily living and entertaining. The spacious family room features a wall of windows and a cozy fireplace that anchors the space, seamlessly connecting to the kitchen and dining areas to keep everyone comfortably within view. The kitchen is both stylish and functional, offering granite countertops, stainless steel appliances, dark espresso cabinetry, and a large center island with bar seating. The open layout easily transitions into the breakfast nook and adjoining family room, creating the perfect setting for hosting friends, enjoying casual meals, or simply relaxing together. The formal dining room adds a touch of elegance with decorative molding, designer lighting, and a front-facing window that fills the space with natural light. Upstairs, the oversized primary suite provides a serene retreat complete with a tray ceiling, generous layout, and a spa-inspired ensuite bath featuring dual vanities, a soaking tub, separate glass-enclosed shower, and a large walk-in closet. Three additional bedrooms, a full bath, and a conveniently located upstairs laundry room offer comfort and flexibility for every lifestyle. Outdoor living takes center stage with a covered patio and pergola that provide the perfect space for entertaining or unwinding in the shade. The backyard extends into a private wooded area featuring a fire pit seating spot — an ideal place to enjoy quiet evenings or morning coffee surrounded by nature. There’s also ample attic storage for seasonal items and organization, ensuring space is both abundant and practical throughout the home. Enjoy peace of mind knowing this home has been lovingly maintained, freshly updated, and thoughtfully designed for today’s lifestyles — truly move-in ready. As a resident of Seven Hills, you’ll enjoy an unmatched amenity experience — including a 13-acre recreation area featuring a resort-style water park with a Junior Olympic pool, the signature Super Saucer Slide, and a beautiful clubhouse overlooking it all. Sports and recreation abound with 10 lighted tennis courts, pickleball, basketball and volleyball courts, playgrounds, a dog park, and miles of scenic walking and biking trails. A full-time activities director coordinates a vibrant year-round calendar filled with events, classes, and seasonal gatherings. And this summer, a second amenity complex is scheduled to open, adding even more ways to connect and play close to home. Perfectly situated near shopping, dining, and top-rated schools (Shelton Elementary, Crossroads Middle, and North Paulding High), this home combines small-town charm with modern convenience and easy access to Highway 41, I-75, and Lake Allatoona. If you’re searching for a home that balances comfort, style, and community, 355 Fieldstone Lane delivers the lifestyle and value you’ve been waiting for — all in one of Georgia’s most desirable and award-winning neighborhoods.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
