4-Bedroom, 2.5-Bath Craftsman-Style Home with Wooded Backyard and Fire Pit in Seven Hills – Dallas, Georgia Move-in ready 4-bedroom, 2.5-bath Craftsman-style home in the award-winning Seven Hills community of Dallas, Georgia — one of Paulding County's premier master-planned neighborhoods. Freshly painted exterior, architectural shingle roof replaced within the last few years, and timeless Craftsman detailing deliver strong curb appeal from the moment you arrive. The two-story foyer opens into a flowing open-concept floor plan designed for comfortable daily living and easy entertaining. The family room features a wall of windows, a gas fireplace, and a direct sightline into the kitchen and dining areas — keeping the space connected and functional for everyday life. The kitchen offers granite countertops, stainless steel appliances, dark espresso cabinetry, and a large center island with bar seating. A breakfast nook adjoins the kitchen for casual meals, while the separate formal dining room adds flexibility for hosting, complete with decorative molding, designer lighting, and a front-facing window with natural light. Upstairs, the oversized primary suite includes a tray ceiling and a spa-style ensuite bathroom with dual vanities, a soaking tub, a separate glass-enclosed shower, and a large walk-in closet. Three additional bedrooms, a full bathroom, and an upstairs laundry room round out the second floor — a practical layout that works well for families of any size. The covered rear patio and pergola provide shaded outdoor living space for entertaining, while the backyard transitions into a private wooded area with a fire pit seating area — a quiet spot for evening gatherings or morning coffee. Ample attic storage keeps the home organized and clutter-free throughout. Residents of Seven Hills enjoy access to a 13-acre recreation area featuring a resort-style water park, Junior Olympic pool, signature waterslide, and a clubhouse. The community also offers 10 lighted tennis courts, pickleball courts, basketball courts, volleyball courts, a dog park, playgrounds, and miles of walking and biking trails. A full-time activities director manages a year-round calendar of events, classes, and seasonal programming. A second amenity complex is scheduled to open this summer, expanding the community's already exceptional offerings. Located in Dallas, Georgia, with convenient access to Highway 41, I-75, and Lake Allatoona. Close to shopping and dining in Dallas and Acworth, with easy proximity to Kennesaw and Marietta. 355 Fieldstone Lane offers the kind of combination that's genuinely hard to find — a well-maintained, updated home with a private wooded backyard, in a community with resort-level amenities, at a price point that reflects real value in today's Northwest Atlanta market.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
