luxury market:Luxurious 6,800+ sq ft Executive Retreat – Gourmet Kitchen & Private Theater PerfectionDiscover unparalleled sophistication in this meticulously crafted 6,800+ square foot luxury residence, where every detail reflects refined taste and effortless elegance. Designed for discerning buyers who demand the extraordinary, this home seamlessly blends grand-scale entertaining with intimate everyday living.The heart of the home is an exquisite gourmet chef’s kitchen — a true culinary masterpiece featuring expansive granite countertops, premium high-end appliances, custom cabinetry with thoughtful designer details, a massive center island perfect for gathering, and abundant workspace for preparing everything from casual family meals to elaborate dinner parties. Adjacent casual and formal dining areas flow effortlessly, making this an entertainer’s dream.Step down to the expansive lower level, where a state-of-the-art private movie theater awaits — your personal cinema experience complete with tiered seating, superior sound and projection, ambient lighting, and a dedicated space for movie nights, sports viewing, or immersive gaming that rivals any high-end theater.Multiple living areas, luxurious bedroom suites, spa-inspired bathrooms, and abundant natural light throughout create a lifestyle of comfort and prestige. Additional highlights include [add any other known features: smart home integration, wine cellar, home gym, outdoor spaces, etc.], all situated on a private [lot size/acreage or location note if known].This is more than a home — it’s a statement of refined living. Schedule your private showing today and experience the luxury you deserve.(≈ 280–320 words — ideal length for most MLS systems and online listings. Feel free to customize square footage exactly, add bedroom/bath count, location highlights, or other specific features like a walk-out lower level, pool, or views.)If you'd like a shorter punchier version, a longer detailed one, or adjustments for a specific neighborhood/style, let me know! Welcome to my home. The home that has been thoughtfully designed for comfort, connection, and everyday joy. From the moment you step inside, you feel the warmth and openness that make this house so special. With four spacious bedrooms, each offering its own private full bathroom, everyone has a place to unwind, recharge, and enjoy a sense of personal space. The smart kitchen is truly the heart of the home — a bright, modern space where cooking feels effortless and gathering feels natural. Whether you’re preparing a quiet breakfast or hosting a lively dinner, the high-tech appliances and intuitive layout make every moment smoother. The smart laundry room adds that same level of ease to daily routines. One of the most loved spaces in the home is the private office. Sunlit and peaceful, it’s perfect for working from home, reading, or displaying treasured books and family heirlooms. It’s a room that feels both personal and inspiring. Downstairs, the home opens into an entertainer’s dream. The fully finished basement is where memories are made — movie nights in the home theater, celebrations around the marble bar, workouts in the exercise room, and quiet evenings selecting a bottle from the 60-bottle wine cellar. With a second full kitchen and room to create two additional spaces, this level adapts beautifully to your lifestyle. Outside your door, the home is nestled in Stonewall Manor, one of Triangle’s most welcoming and well-kept communities. Neighbors take pride in their homes, the streets are peaceful, and everything you need — parks, shops, dining, and major routes — is just minutes away. Families appreciate being part of the Prince William County School District, known for its strong programs and supportive environment. Every Bedroom has a full Bathroom and walk in closet. Basement can be a upscale in law suite with full kitchen and Upscale Bathroom and a private entrance.
3511 Germainia Ct, Triangle, VA 22172
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
