Premier Golf Course Living in Syracuse Unobstructed Views & Stunningly Upgraded Turn-Key Elegance Experience one of the finest unobstructed views in Syracuse! Perfectly positioned so you can tee off right from your back door on the 8th tee box, this beautifully refreshed 3,574-square-foot home has been heavily upgraded with modern fixtures and finishes for an effortless, move-in-ready experience. Modern Upgrades & Main Level Completely Refreshed: Features all-new paint, energy-efficient new LED lighting throughout, and brand-new luxury vinyl plank (LVP) flooring flowing through the main level. Gourmet Kitchen: Equipped with beautiful toffee-toned cabinetry, stainless steel appliances, a spacious pantry, and an included gas range. Completely upgraded with a brand-new kitchen sink and modern faucet. Upper-Level Luxury & New Carpet Plush New Carpeting: Newly installed carpet is featured beautifully on the stairs and throughout the primary bedroom. Primary Suite Sanctuary: Highlights vaulted ceilings, a generous walk-in closet, and a spa-like en suite bath complete with a jetted tub, separate shower, new sinks, and new faucets. Room to Stretch: A spacious, open loft provides a versatile second living area, flanked by large bedrooms with ample closet space. Both upper baths feature new LVP flooring and upgraded plumbing fixtures. Versatile, 75% Finished Basement Massive Extra Living Space: The basement is roughly 75% finished with brand-new LVP flooring, offering one massive room perfect for an expansive second family room or recreation space. Room to Customize: The open layout provides plenty of extra square footage to easily wall off an additional bedroom if desired, and plumbing is already available for another full bathroom. Ample Storage: Includes a large, dedicated storage room to keep everything organized. Ultimate Convenience Maintenance-Free Yard: The HOA handles both the lawn mowing and fertilizing, giving you your weekends back to relax and enjoy the unobstructed golf course views. Come see this pristine, highly upgraded home for yourself and love where you live! Schedule your private tour today.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
