A rare combination of location, lifestyle, and a completely renewed home — all that’s missing is you. This thoughtfully renovated in-town farmhouse retreat blends the warmth and charm of country living with the convenience of city access, offering a peaceful setting just a stone’s throw from Downtown Tucker. Enjoy the value and space of OTP living with the everyday convenience of being just minutes to ITP. Completely transformed from top to bottom, this home has been fully renovated and is truly move-in ready, offering the feel of brand-new construction inside while maintaining the character of an established neighborhood. Nearly everything is new, including the roof, flooring, paint, lighting, doors, hardware, faucets, metal attic stairs, mailbox, newer HVAC, and more. The beautifully updated kitchen and baths feature quartz countertops, new vanities, and modern fixtures, creating stylish spaces designed for everyday living and entertaining. Located just one street over from the iconic Northcrest Mid-Century Modern neighborhood, the home sits in a community known for architectural character while offering the benefit of a completely refreshed interior. Ideally positioned with easy access to I-85 and I-285, commuting throughout metro Atlanta is effortless. You are minutes from Emory University, the CDC, Downtown Decatur, Buckhead, Midtown, Perimeter Center, and Mercer University. Perfectly positioned between Tucker, Decatur, Chamblee, and Brookhaven, this location offers convenient access to some of metro Atlanta’s most sought-after in-town destinations while still providing the value buyers appreciate outside the city core. The area is also part of one of metro Atlanta’s most exciting growth corridors, with nearby Assembly Studios, the vibrant Buford Highway international dining district. Shopping and dining options are abundant in every direction, with Embry Hills, Northlake, Tucker’s charming Main Street, Decatur Square, Brookhaven, and Chamblee all nearby, while outdoor enthusiasts will enjoy proximity to Henderson Park with trails, green space, and recreation. With continued investment, strong location fundamentals, and thoughtful renovation, this property represents a hidden gem in one of Atlanta’s fastest-evolving areas. Homes offering this combination of renovation, charm, and location rarely remain available for long.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
