There's something special about a home that just feels right the moment you walk in, and this beautifully renovated corner unit delivers exactly that. Wrapped in natural light and framed by sweeping tree-lined city views, every room feels open, calm, and quietly elevated above it all. The layout flows effortlessly, with two spacious bedrooms and baths designed for both comfort and privacy. Recent upgrades, including a new HVAC and water heater, bring peace of mind, while the finishes throughout reflect a thoughtful, modern renovation that balances style with livability. As a corner unit, the home offers an added sense of space and tranquility with fewer shared walls, more windows, and a perspective that's uniquely your own. Whether it's morning coffee with the skyline as your backdrop or winding down at sunset, the views become part of your daily rhythm. For those seeking a seamless move, the option to purchase the furnishings creates a true turnkey opportunity. Simply walk in and feel at home. Beyond your front door, the lifestyle continues with a full suite of amenities designed to make everyday living feel luxurious. Enjoy the convenience of a 24-hour concierge, stay active in the fully equipped fitness center, or unwind by the resort-style pool. A beautifully designed club room, business and conference rooms, and outdoor gathering areas make it easy to relax, work, or entertain without ever leaving your home. Perfectly positioned and impeccably finished, this is more than just a condo. It's a space you look forward to coming home to. Conveniently located minutes from The Battery Atlanta, I-75 and I-285, and just moments from the Chattahoochee River with miles of scenic walking, jogging, and biking trails.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.