Welcome to 326 Avendell Drive — a meticulously maintained 5-bedroom, 4-bath home nestled in the highly sought-after Avendell neighborhood in Easley. From the moment you enter the foyer, you’ll appreciate the thoughtful layout and elegant touches throughout. To the right, a flexible space offers the perfect home office or formal living room. Just beyond, a beautiful dining area with coffered ceilings and stately columns opens to a spacious great room with a gas log fireplace—ideal for gathering and entertaining. The kitchen features stainless steel appliances including a gas range, a center island with seating, bar-height counter seating, a stylish tile backsplash, and recessed lighting throughout the main living areas. A convenient drop zone off the garage provides the perfect landing spot for backpacks and shoes. A first-floor guest bedroom offers direct access to a full bath with a tub/shower combo-ideal for guests or as an in-law bedroom. Step outside from the main living area to a covered patio that overlooks the tranquil, wooded backyard. The fully fenced yard offers both privacy and room to play. Upstairs, you’ll find a versatile loft area leading to a spacious walk-in laundry room with storage cabinets and a folding counter. The primary suite features a trey ceiling, cozy sitting area, dual walk-in closets, and a spa-inspired en suite bath complete with granite countertops, dual sinks, a tile-surround shower, and two linen closets. Two additional bedrooms with walk-in closets share a Jack-and-Jill style bathroom with dual vanities and a tub/shower combo, while a fifth bedroom enjoys its own private access to the home’s fourth full bath. A large flex room with its own private balcony provides endless possibilities—media room, playroom, gym, or home office. Additional highlights include custom cordless blinds throughout, brand-new carpet in the primary bedroom, professionally cleaned carpet in all other bedrooms, abundant storage, gorgeous flooring, and soothing, on-trend paint colors. Neighborhood amenities include a club house and pool-perfect for these scorching summer days! Conveniently located between Greenville and Clemson—and less than 15 minutes from Highway 123—you’ll enjoy quick access to a wide variety of restaurants, shops, and entertainment venues. This home combines spacious, functional living with timeless style in a vibrant, established community. Don’t miss your chance to call it home!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
