Welcome to refined living in this beautifully designed Craftsman-style home, perfectly positioned within the highly sought-after Windswept Estates community. Offering 4 spacious bedrooms and 3 full bathrooms, this residence blends timeless architectural charm with modern comfort, creating an inviting atmosphere that feels like home from the moment you arrive.As you pull into the driveway, you'll immediately appreciate the presence and practicality of the oversized garage-ideal for vehicles, storage, tools, or a dedicated workspace. The exterior showcases classic Craftsman details, enhanced by mature landscaping and a serene setting that elevates both privacy and curb appeal. Features a $5,000 invisible fence that keeps pets safe while preserving curb appeal and keeping clean aesthetics. Set directly on a picturesque golf course corner lot, the property enjoys stunning, unobstructed views and a peaceful backdrop that is truly exceptional. Inside, the thoughtfully designed layout balances openness with warmth. Generous living spaces filled with natural light provide an ideal setting for both daily living and entertaining. Whether hosting an intimate dinner or a lively gathering, the seamless flow between rooms allows for effortless connection while still offering plenty of space for quiet moments and personal retreat. At the center of the home, the kitchen provides abundant counter and cabinet space-perfect for cooking, entertaining, and making memories. All four bedrooms are comfortably sized, offering flexibility for families, guests, or the creation of a home office or hobby room. The three full baths ensure convenience for busy mornings and relaxed evenings, each enhanced with quality finishes that complement the home's character. The primary suite stands out as a peaceful sanctuary, offering comfort, space, and relaxing views that make unwinding at the end of the day a pleasure. Windswept Estates is one of the area's premier gated communities, known for its serene environment, meticulous upkeep, and strong sense of community. Residents enjoy a host of thoughtfully designed amenities that support an active, connected, and enjoyable lifestyle. Scenic walking trails weave throughout Windswept Estates, perfect for morning jogs, evening strolls, or relaxing weekend walks. Families will appreciate the community playgrounds-safe, welcoming spaces for children to play and explore. For those who enjoy the outdoors, designated fishing areas provide a peaceful way to enjoy the natural surroundings. Sports enthusiasts will love the convenient tennis courts and basketball court, offering opportunities to stay active and social without leaving the neighborhood. Golf course living adds yet another layer of luxury. The beautifully manicured greens create a stunning daily backdrop, whether you're an avid golfer or simply enjoy the open, tranquil views that only a course setting can provide. Located in a top-rated school district, this home is an appealing choice for anyone who values education, community, and long-term investment. The combination of location, amenities, and quality construction makes this property ideal for families, professionals, and anyone seeking comfort and convenience in a picturesque setting. More than just a house, this Craftsman-style home in Windswept Estates is designed for living well. With its thoughtful layout, classic architecture, and exceptional community features-all set against the serene beauty of a golf course lot-it offers a lifestyle that is both relaxed and refined. If you're searching for a home that offers space, beauty, privacy, and access to outstanding amenities, this Windswept Estates property is the perfect match. Here, you can enjoy peaceful, private living with unmatched community benefits-all in one extraordinary place.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
