Medley Active Adult for those better than 55 years young presents an exceptional lifestyle just beyond the confines of your home. As a resident, you'll enjoy exclusive Clubhouse access with a full calendar of events daily! You will also enjoy a grill & bar, heated pool w/cabanas, ballroom, billiards room, card room, state of the art fitness center, pickleball & tennis courts, bocce ball, yoga, bingo, card games, line dancing and private active adult events. PLUS included in your HOA is a 15-acre lagoon membership w/soft, sandy beaches including a swim-up bar, kayaking, paddleboarding, obstacle course, waterslides, corn hole games, and tons of community events! This beautiful home will please even the most selective buyers! Comprised of 2 spacious bedrooms, 2 full baths, and bonus room that could be used as an office or den. Primary Suite includes ensuite bath, dual sinks, walk-in shower and Walk-in Closet to keep you organized, ceiling fans to keep you cool. Spacious Laundry room opens into Primary closet which opens into Primary bath for your convienience. Your new home also has quartz countertops throughout, stainless appliances, walk-in pantry and abundant cabinetry. Numerous upgrades including: Upgraded flooring (NO CARPET ANYWHERE) Retractable front door screen, added doors on office/den, Upgraded appliances including a Bosch dishwasher and high-end garbage disposal & fridge, Electrolux washer & dryer, New fans & lights, custom closets, PLUS extra insulation in attic along with tons of extra storage, baffles have also been added on attic vents. Sliding glass doors lead to your large, covered Lanai that has been fully screened, and an added patio has also been added for your enjoyment. Also included is a tiled roof plus a pavered driveway! Gorgeous curb appeal on this block home with a 2-car garage. As you step inside, you'll be greeted by a seamless flow of open living spaces, making it ideal for both relaxation and entertaining. Get ready to make memories that will last a lifetime! Your dream home awaits; you will be enjoying the CAREFREE FLORIDA RESORT LIFESTYLE in your new home as quickly as you are able to move in! High-speed (ULTRAFI) internet, premium cable, yard maintenance & exterior painting are included by the HOA. Situated in close proximity to premier shopping destinations, and an array of dining options, you'll find yourself immersed in a vibrant community that strikes a perfect balance between exclusivity and convenience. Ride your Golf Cart to the Clubhouse, Publix, Chick-fil-a, Starbucks, Farmers Market and more right in the neighborhood! Close to Advent Health Hospitals, BayCare Hospital, Florida Medical Clinic, Wire Grass Mall, Tampa Premium Outlet Mall, Krate at the Grove, Sam's Club, Costco, Golf Courses & Movie Theater. Easy access to I75, 275, Tampa International Airport, Downtown Tampa and Florida's amazing beaches. CDD IS ALREADY INCLUDED IN TAX AMOUNT.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
