Welcome to 3144 Justice Mill Court NW in the desirable Liberty Commons community of Kennesaw! This beautifully updated 3-bedroom, 2.5-bath traditional home offers the perfect blend of comfort, style, and thoughtful custom upgrades throughout. Step inside to an inviting open-concept floor plan featuring freshly painted off-white Alabaster color walls with bright white trim and ceiling color, engineered hardwood floors, LVP on the main level, wood stairs, and a spacious great room anchored by a beautiful gas fireplace with travertine stone accents. The great room also showcases a stunning wood-style large plank accent wall adjacent to the tall fireplace accent wall, creating a warm and stylish focal point. Throughout the interior, farmhouse-style custom trim, accent walls, and custom carpentry details add charm, character, and a designer feel. The dining area features charming barn doors, adding even more character and flexibility to the space. The eat-in kitchen is designed with both style and function in mind, offering a gas range, granite countertops, kitchen island, pantry, stainless steel appliances, travertine backsplash, and included washer and dryer. Custom carpentry and built-ins throughout the home add warmth, storage, and a truly upgraded feel. Upstairs, the primary suite is a relaxing retreat with a large rain shower, travertine stone shower finishes, walk-in closet, custom built-in closet system, and upgraded closet doors. All bedrooms feature custom closets, adding excellent organization and storage throughout the home. Both upstairs bathrooms feature new shaker-style white custom solid wood cabinets, porcelain tile flooring, and beautiful solid white quartz vanity countertops for a clean, timeless look. Enjoy outdoor living in the large, private, wood-fenced backyard with a covered porch, perfect for relaxing, entertaining, pets, or play. The home also features a convenient kitchen-level, 2-car attached garage. Located in Liberty Commons, residents enjoy community amenities including a clubhouse, swimming pool, playground, sidewalks, and tennis courts. Conveniently located near schools, shopping, dining, public transportation, and everything Kennesaw has to offer. Move-in ready, beautifully updated, and full of custom touches this home is a must-see!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
