Private Hunting Preserve, Equestrian Estate and/or Mini Livestock Farm Set within one of Rockdale County's most exclusive acreage corridors, this 20acre private preserve and refined country estate offers a rare blend of natural beauty, sporting excellence, and residential country comfort. A long, private drive leads you through rolling meadows and mature hardwoods to a custom 4bedroom, 3bath residence-a warm, inviting home that sits gently within the landscape, surrounded by quiet forest, open pasture, and curated wildlife habitat. The home offers 3,080 heated square feet of thoughtfully designed living space, blending rustic country charm with modern convenience. Large windows frame views of the surrounding preserve, allowing natural light to spill across the interior and keeping you connected to the land at every moment. Updated utility systems, appliances, generous living areas, and comfortable bedroom suites create a welcoming environment for fulltime living or a luxurious weekend retreat. The lower level includes a bedroom, full bathroom and living area that would make perfect in-law suite or private apartment with outside access. Outdoor living is effortless here. Step outside to the soft sounds of nature, the scent of hardwood forest, and the expansive privacy only a large acreage estate can provide. The home is complemented by two substantial pole barns (25 x 39 and 23 x 40), ideal for equipment storage, workshop use, or future equestrian conversion. A charming 10 x 16 greenhouse and sunny garden area complete the homestead feel, offering space for year-round cultivation and self-sufficiency. Beyond the home, the land unfolds into a meticulously managed private hunting preserve, long known for its thriving deer population. Wildlife flourishes here-deer, turkey, rabbit, dove, squirrel, fox, and raccoon-while the absence of wild hogs and coyotes preserves the integrity of the habitat. The acreage is rich with natural forage: muscadines, blackberries, wild black cherries, and persimmons grow freely across the property, enhancing wildlife movement and adding to the estate's Southern charm. Thoughtfully cleared shooting lanes, bow stands, ground blinds and metal ladder stands blend seamlessly into the landscape, ready for immediate enjoyment. The land itself is a masterpiece-an elegant blend of mature hardwoods, open pastures, and sunlit meadows that invite endless possibilities. Whether envisioned as an equestrian estate, a boutique farm, a family compound, or a private retreat, the property's gentle contours and diverse terrain offer unmatched flexibility. A well-maintained trail system winds throughout the acreage, perfect for morning walks, horseback riding, ATVs, or quiet sunset wildlife viewing. Every path reveals another aspect of the land: a meadow glowing in the afternoon light, or a fruit laden thicket or a hardwood valley alive with wildlife. Estate Infrastructure Modern Comforts Despite its secluded setting, the estate is fully equipped for modern living and future expansion: Drilled well aquifer, Septic system (ideal for off grid conversion) Georgia Power electric service, Highspeed internet, two pole barns for equipment, storage, or equestrian use Greenhouse + garden area The property's layout and infrastructure make it exceptionally easy to maintain while offering the potential to evolve into a legacy estate. located in the rural suburbs of Metropolitan Atlanta it is surrounded by upscale large acreage neighbors. The property enjoys protected privacy. Yet it remains comfortably close to the conveniences of McDonough, Conyers, Covington, Stockbridge, as well as the recreational escapes of Georgia's Lake Country-Lakes Jackson, Sinclair, and Oconee, State Parks and historical attractions. This is a place where mornings begin with wildlife view while sipping your morning coffee on one of the three decks, and quiet walks in the woods A rare offering of land, home, lifestyle,
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
