Some homes simply offer luxury. This one offers a legacy. Welcome to an extraordinary custom estate nestled on approximately 2.5 private wooded acres in the prestigious Brock Hall community of Upper Marlboro. Thoughtfully designed with timeless architecture, exceptional craftsmanship, and an effortless flow for both everyday living and grand entertaining, this remarkable residence is the kind of home that becomes the backdrop for life's most treasured memories. From the moment you arrive, you'll appreciate the peaceful setting surrounded by mature trees and natural beauty. Step inside to beautifully restored hardwood floors and discover a home filled with warmth, elegance, and architectural character. The spectacular two-story great room is truly unforgettable, featuring soaring vaulted beamed ceilings, a dramatic floor-to-ceiling stone fireplace, magnificent Palladian windows that flood the space with natural light, and custom floor-to-ceiling library shelving complete with a rolling library ladder. It is the perfect setting for quiet evenings, holiday gatherings, or entertaining on a grand scale. The thoughtfully designed floor plan offers multiple inviting living spaces, including a comfortable family room with fireplace, an elegant formal dining room with custom built-in china cabinetry and fireplace, and a richly appointed study ideal for working from home or relaxing with a favorite book. The spacious kitchen offers abundant cabinetry, generous prep space, durable tile flooring, and an extended peninsula perfect for casual dining and gathering with family and friends. Upstairs, five spacious bedrooms provide comfort and privacy for family and guests. The luxurious owner's suite serves as a true private retreat, featuring two walk-in closets, its own fireplace, and a spa-inspired ensuite bath complete with dual vanities, a Jacuzzi soaking tub, sauna-style shower, and private water closet. Three full bathrooms upstairs provide convenience for family and overnight guests alike. Step outside and experience your own private resort. The beautifully refinished heated swimming pool is surrounded by an expansive stone patio, elegant brick-column and wrought-iron fencing, extensive hardscaping, and professional landscape lighting, creating an outdoor setting that is equally suited for intimate evenings or unforgettable celebrations. The surrounding woodlands provide exceptional privacy while creating a peaceful backdrop throughout every season. Additional amenities include front and rear staircases, a graceful spiral staircase connecting the great room to the owner's suite, two-zone heating and air conditioning, a whole-house backup generator, a spacious dry basement with rough-in plumbing for a future bathroom, an attached two-car garage with updated opener, a separate third garage ideal for hobbies or workshop space, and a brand-new architectural shingle roof, offering lasting value and peace of mind. Perfectly positioned in one of Prince George's County's most established estate communities, Brock Hall offers the ideal balance of privacy and convenience. Residents enjoy quick access to Route 301, Route 4, I-495, Joint Base Andrews, National Harbor, Annapolis, and downtown Washington, D.C. Nearby attractions include Rosaryville State Park, Lake Presidential Golf Club, The Country Club at Woodmore, shopping, dining, equestrian facilities, and miles of scenic trails. Adding to this exceptional opportunity, the seller also owns the adjoining approximately 1.5-acre parcel, complete with a barn and expansive frontage along Merrydale Drive. Buyers seeking additional privacy, recreational space, equestrian possibilities, or the opportunity to create an extraordinary private compound may purchase both properties together, creating a truly rare offering seldom found in the Washington metropolitan area. This is more than a beautiful home—it is a destination, a retreat, and a place where generations will create lasting memories!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
