Welcome home to this beautifully updated townhouse in the highly desirable Wiltons Corner community. Offering the perfect blend of comfort, style, and convenience, this move-in-ready home provides an inviting atmosphere from the moment you step inside. The entire home has been freshly painted and thoughtfully refreshed from top to bottom. The updated kitchen is sure to impress with new energy-efficient appliances, resurfaced cabinetry, elegant quartz countertops, and ample space for everyday dining and entertaining. New carpeting throughout the first and second floors adds warmth and comfort, while the powder room has been upgraded with new flooring and modern fixtures. With approximately 1,370 square feet of thoughtfully designed living space, this home features three bedrooms and two-and-a-half bathrooms, providing plenty of room for relaxation and everyday living. Gleaming wood floors and tasteful finishes throughout create an atmosphere of sophistication and comfort. The fully finished daylight basement, complete with a full bathroom, offers exceptional versatility and can easily serve as a recreation room, home office, guest suite, or additional living area. Major mechanical upgrades include a new 3-ton HVAC system with built-in dehumidifier and updated ductwork installed in 2023, providing enhanced comfort and efficiency year-round. The home is also equipped with solar panels, helping to reduce energy costs and promote sustainable living. Step outside and enjoy evenings or weekends relaxing on the private deck. Exterior lighting enhances the home's curb appeal and creates a welcoming ambiance. Beyond the home itself, Wiltons Corner offers an outstanding lifestyle with a wide range of community amenities, including an outdoor swimming pool, basketball and tennis courts, scenic walking trails surrounding a picturesque lake, a community center, and a party room for gatherings and special events. The association also provides lawn maintenance and snow removal, allowing for low-maintenance living. High-speed internet and fiber optic service are available for today's connected lifestyle. This exceptional townhouse truly has it all—modern upgrades, spacious living areas, valuable mechanical improvements, and access to outstanding community amenities. Simply unpack, settle in, and enjoy everything this wonderful home has to offer. Schedule your tour today and discover why you'll be proud to call this beautiful Wiltons Corner townhouse your new home.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
