$15,000 GOLF CART INCLUDED WITH AN ACCEPTED OFFER!!! Welcome to 2920 Cherry Blossom Loop, (Ellenwood Floor Plan) a SINGLE STORY VILLA/ low-maintenance lifestyle, 2-bedroom, 2-bath, +OFFICE/Flex Space home with a 2-car garage and stunning WATER VIEWS, located in Del Webb Sunbridge, a gated 55+ active adult retirement community where exceptional space, modern comfort, and resort-style living come together in one of Central Florida’s most sought-after master-planned communities. Perfectly positioned on a PREMIUM oversized LOT, this stunning home offers the rare combination of privacy, outdoor living potential, and ample space to enjoy Florida’s year-round sunshine. Inside, you’ll find a thoughtfully designed OPEN FLOOR PLAN filled with natural light, Upgraded Tile floors, spacious open-concept living areas, and stylish finishes that create an inviting atmosphere for both everyday living and entertaining. The SCREENED-IN LANAI overlooks the water, offering the perfect setting for relaxation. The kitchen is equipped with luxury APPLIANCES, QUARTZ COUNTERTOPS, a Wolf oven, and a PANTRY, combining elegance with functionality. Additional features include an ELECTRIC VEHICLE CHARGER in the garage, a spacious primary suite with tranquil water views, a luxurious primary bathroom with DUAL SINKS and a walk-in shower with seat, and a generously sized primary closet. Beyond your doorstep, Sunbridge delivers an unmatched lifestyle experience. Residents enjoy miles of scenic walking and biking trails, as well as access to the Del Webb luxurious HAMMOCK CLUB, a spectacular 27,000-square-foot amenity center featuring resort-style pools, “Sabal Tavern” RESTAURANT,state-of-the-art fitness facilities, pickleball and tennis courts, vibrant social events, and beautifully designed gathering spaces that foster connection and community. The impressive amenity center serves as the heart of the neighborhood, offering activities and conveniences that make every day feel like a vacation, including: • Resort-style zero-entry pool with lap lanes • Resistance pool • Heated spa • Sabal Tavern restaurant with outdoor seating • Ballroom with performance stage and breakout rooms • Club rooms and arts & crafts rooms • Fitness center • Group fitness room • Outdoor amphitheater • Pickleball courts • Tennis courts • Dog park • Covered outdoor grill pavilion • Event catering and demonstration kitchen • Outdoor fire pits • Lawn games Sunbridge is also ideally located 10mins from Lake Nona, Medical City, Orlando International Airport, and major highways, providing convenient access to work, dining, shopping, and entertainment. Residents enjoy miles of scenic trails, playgrounds, a resort-style community pool, community gardens, expansive green spaces, and access to the growing Sunbridge trail network. Future plans include The Watershed, a vibrant waterfront mixed-use district featuring restaurants, shops, gathering spaces, and direct access to the water. This is more than just a home—it’s an opportunity to embrace a lifestyle centered around nature, wellness, and community on one of the area’s most desirable oversized homesites. Come discover why Sunbridge is redefining the way Central Florida lives.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
