Live Parkside Paradise in Casa Grande -- Solar, Open Floor Plan & Backyard Oasis! Welcome to 2904 N. Sumer Lane, where every day feels a little brighter, a little greener, and a lot more relaxing. This beautifully upgraded 3-bedroom, 2-bath home sits in one of Casa Grande's most picturesque neighborhoods -- a community known for its lush greenbelts, sparkling waterfalls, winding walking paths, and peaceful parks that make outdoor living feel effortless. From the moment you arrive, this home stands out. With a park directly across the street and another park right behind the home, you're surrounded by open space, natural beauty, and the kind of views that instantly put you at ease. The backyard's see-through fence creates a seamless connection to the park behind you, giving the entire property a rare sense of openness and privacy all at once. Step inside and you'll immediately feel the warmth and flow of the open floor plan -- perfect for entertaining, relaxing, or simply enjoying the natural light that fills the space. The home features updated ceiling fans, extra attic insulation, and pull-down shutters, all working together with the solar system to keep the home comfortable and energy-efficient year-round. The kitchen, dining, and living areas blend effortlessly, creating a welcoming environment where everyone can stay connected. Whether you're hosting friends, cooking a family meal, or enjoying a quiet night in, this layout supports the lifestyle you love. But the magic continues outside. The backyard is your personal retreat -- complete with an above-ground jacuzzi that's perfect for unwinding after a long day, plus a storage shed for all your tools, toys, and outdoor gear. With the park as your backdrop, the space feels bigger, brighter, and more peaceful than a typical neighborhood yard. This home isn't just a place to live -- it's a place to enjoy life. Morning walks along the greenbelts, sunset views over the park, weekend relaxation in the jacuzzi, and the comfort of a well-maintained, thoughtfully upgraded home all come together to create a lifestyle that's hard to find and easy to love.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
