Experience the perfect blend of modern elegance and timeless charm in this breathtaking home, ideally located in the highly sought-after Legacy community of Anthem Parkside. This beautifully appointed 4-bedroom, plus den, 2.5-bath single-level home offers 2,738 sq. ft. of thoughtfully designed living space, combining comfort, functionality, and upscale finishes throughout. From the moment you arrive, the home's striking curb appeal stands out with stone accents, a welcoming paver courtyard, rain gutters, and a spacious 3-car garage. Step inside to discover a light, bright, and airy interior filled with natural light, enhanced by tile flooring, crown moulding, tall baseboards, plantation shutters, and a clean, sophisticated design that complements any style. The flexible split floor plan offers multiple living spaces, including a formal dining space right off the front entrance, a family room anchored by a cozy gas fireplace, and a versatile bonus room with double glass doors and custom built-ins--perfect as an office, gym, playroom, or media space. At the heart of the home, the gourmet kitchen is designed to impress, featuring stainless steel appliances, built-in ovens, granite slab countertops, a custom island with breakfast bar, subway tile backsplash, Blanco composite sink, pull-out cabinetry, a reverse osmosis system, and a refrigerator included. The electric cooktop is also plumbed for gas, offering added versatility for culinary enthusiasts. The serene primary suite is a true retreat, complete with plush carpeting, elegant crown molding, and private access to the backyard. The spa-inspired ensuite features dual vanities, an extra-deep soaking tub, and a beautifully tiled shower with frameless glass. On the opposite side of the home are three additional spacious bedrooms, a full bath with dual sinks, and a convenient half bath provide ideal accommodation for family or guests. Step outside to your GORGEOUS private backyard oasis--completely designed with a brand-new pool, spa, firepit, and paver hardscaping. An extended covered patio, built-in gas BBQ, artificial turf, fire features, and an ultra-cooling misting system that can be increased from its current configuration to 80 heads, create the ultimate setting for year-round entertaining and relaxation. Additional highlights include owned solar for energy efficiency, a HEPA air filtration system, radiant barrier insulation, a laundry room with matching cabinetry and granite counters, washer and dryer included, built-in garage cabinetry, epoxy garage floors, and a side access door with a security screen. This exceptional home offers the perfect combination of luxury, efficiency, and lifestyle--just moments from parks, trails, and all that Anthem Parkside has to offer. This is more than a home--it's a lifestyle opportunity you won't want to miss.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
