Welcome home to this beautifully renovated 3-bedroom, 2-bath residence in the heart of Kennesaw, where modern updates, timeless craftsmanship, and an unbeatable location come together. Thoughtfully redesigned, this home offers both comfort and style, making it the perfect place to live, relax, and entertain. Step inside to a bright and inviting living space filled with natural light, creating a warm, welcoming atmosphere from the moment you enter. The fully remodeled interior features brand-new flooring, updated doors, and stunning custom cabinetry throughout. Craftsman-style woodwork adds character and charm, giving the home a high-end feel while maintaining everyday functionality. The kitchen is truly the centerpiece of the home and a must-see for buyers. It showcases custom cabinetry, modern finishes, and ample storage, along with generous counter space that makes meal prep and entertaining effortless. Whether hosting gatherings or enjoying a quiet night in, this space is designed to impress. The main level offers two spacious bedrooms and a full bath, providing flexibility for guests, a home office, or multi-generational living. Upstairs, retreat to the private owner's suite featuring vaulted ceilings and a well-appointed en-suite bath, creating a peaceful escape at the end of the day. Outside, enjoy a large backyard with plenty of room for outdoor living, entertaining, gardening, or play. A spacious storage shed provides additional room for tools and equipment, while the brand-new garage with remote access adds both convenience and functionality. Set in a mature, well-established neighborhood known for its larger lots and fewer restrictions, this home offers a unique blend of space and freedom that is increasingly hard to find. Location is key, and this home delivers-just a short walk to vibrant Downtown Kennesaw, where you'll enjoy local restaurants, boutique shopping, parks, and year-round community events. Commuting is a breeze with immediate access to I-75, I-575, and the Northwest Corridor Express Lanes, providing quick connectivity throughout Metro Atlanta. With its modern upgrades, thoughtful layout, and exceptional location, this home truly offers the best of Kennesaw living. Move-in ready and designed for today's lifestyle, this property delivers incredible value and opportunity. Don't miss your chance to make it yours-schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
