STUNNING EXECUTIVE HOME | GATED COMMUNITY | PANORAMIC MOUNTAIN SKYLINE VIEWS | EAST COBB / LASSITER DISTRICT Perched majestically on a hilltop in the prestigious gated enclave of Tanglewood Estates, this exceptional East Cobb executive residence delivers the ultimate combination of architectural elegance, modern luxury upgrades, and breathtaking long-range views - including sweeping vistas of the Atlanta skyline. Built by Davidson Homes on their coveted Clifton plan and meticulously enhanced since new construction, this home is truly move-in ready at the highest level. From the moment you arrive through the private security gates, world-class curb appeal greets you - professional landscaping, a commanding hilltop presence, and an exterior that signals exactly what awaits inside. The main level impresses immediately with 10-foot ceilings, coffered and tray details, and a seamless open-concept flow designed for both daily living and grand entertaining. The Great Room centers around a stunning linear fireplace, while oversized sliding glass doors open directly to the screened porch and outdoor fireplace, creating an effortless indoor-outdoor living experience. Whether you're hosting a dinner party or a casual evening with family, the transition from interior to exterior is completely uninterrupted - and the views from that porch are nothing short of spectacular. Two full bathrooms on the main floor add exceptional convenience for guests and entertaining. The chef's kitchen remains a showstopper - navy island, light quartz countertops with a farmhouse sink, white perimeter cabinetry, wood hood, stainless double oven, counter-depth refrigerator, and 36" cooktop. The walk-in pantry is a cabinet-entry masterpiece with custom built-ins, working countertop space, and a butler's pantry. Upstairs, the owner's suite is a private sanctuary featuring a sitting area, spa-style walk-through shower with multiple heads and body sprays, and a custom-designed closet with cabinetry and island. The washer and dryer are conveniently located near the master - a practical luxury that makes everyday living noticeably better. Three additional secondary bedrooms each include private full baths, plus a spacious bonus room. The finished basement is a standout feature - bright, open, and versatile with a dedicated home gym / workout room, guest suite or office, and expansive entertainment space. It walks out directly to the backyard - no stairs, no hassle. Major system upgrades include: Whole-home automatic generator - seamless power backup during any storm Tankless water heaters - endless hot water, energy-efficient Coated garage floor in the 3-car garage - polished, clean, and ready for your vehicles or workshop setup This home was built for people who want it all: views, privacy, technology, comfort, and entertaining flow - all in one of East Cobb's most coveted neighborhoods, zoned for the highly sought-after Lassiter High School district. Homes of this caliber, at this elevation, in this location - don't last.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
