Welcome to 2738 Shawn Leigh Drive! Four-bedroom townhomes in Country Creek are a rare find, and this beautifully maintained brick townhome delivers exactly that. With four bedrooms, three and a half bathrooms, a dedicated home office, and three finished levels of living space, this home offers the size and flexibility that Vienna buyers have been searching for and seldom find. The main level features hardwood floors, crown molding, a generous coat closet, and a striking bay window that fills the living room with natural light. The updated kitchen features gray shaker cabinetry with gold hardware, quartz countertops, and stainless steel appliances, with a breakfast nook and dining area offering flexible space for everyday meals and entertaining alike. Step outside to a private patio perfect for relaxing or grilling, creating an ideal flow for indoor-outdoor living. Upstairs, the primary suite features hardwood floors, a decorative accent wall, and a private bathroom. Two additional bedrooms share an updated hall bath with ample closet space throughout. This is a combination that's hard to come by in the neighborhood. The lower level offers a spacious family room with a fireplace, built-in shelving, flex space, a full bathroom, and a finished laundry area. A true fourth bedroom, currently configured as a home office, completes the level, offering buyers the flexibility to use the space however suits them best. Perfectly positioned just a short walk to the Vienna Metro, this home offers effortless commuter access to I-66, I-495, and beyond, with both Dulles and Reagan National airports approximately 30 minutes away. Enjoy nearby Nottoway Park, the Town of Vienna, Tysons, and the Mosaic District. Zoned for the highly regarded Oakton High School pyramid, this home delivers the perfect combination of space, character, and long-term value. Schedule your showing today!
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
