Welcome to 2735 Yellowhammer Way. Where Space, Style & Serenity Come Together!! If you've been searching for the home that truly has it all, look no further. Nestled in the heart of one of Trinity's most sought after communities Bryant Square, this breathtaking 5 Bedroom 4.5 Bath home delivers 3,282 square feet of thoughtfully designed living space that checks every box on your list. From the moment you arrive, the curb appeal sets the tone. A welcoming front porch invites you to slow down and stay a while. Step inside and you're immediately greeted by the kind of craftsmanship that separates a good home from an extraordinary one. Crown molding flows throughout the first floor. The living room is nothing short of a showpiece. A stunning custom brick accent wall serves as the dramatic focal point, anchoring the space with warmth and character. Centered within it, a built-in electric fireplace sets the perfect ambiance year round. Above it all, a coffered ceiling adds architectural depth and elegance that you simply don't find at this price point. The primary suite is conveniently located on the main floor offering the privacy, accessibility and luxury today's buyers are looking for. Also on the first floor is a private guest suite with its own full bathroom perfect for short or long term guests. The heart of the home is the chef's kitchen, and it absolutely delivers. Gleaming quartz countertops, a statement stainless steel hood range, a gas stove (with the flexibility to convert to electric), a walk-in pantry, and an elegant dry bar. This is a space you'll want to cook in, entertain in, and linger in. The kitchen, living areas, and primary bedroom all overlook a serene, private pond, that view never gets old, whether you're sipping your morning coffee or winding down at sunset. Head upstairs and the home opens up into a spacious loft with a wet bar the ultimate flex space for a game room, home office, or second living area. The upper level also features three additional bedrooms, one with its own private en-suite bathroom, a shared full bath for the remaining bedrooms, and a private second floor balcony where you can step outside with a view of the community pool, playground, and walking trails that lead to nearby schools. Every detail has been considered. The home is equipped with a water purifier, rain gutters, and irrigation system. Trinity right now is unlike anywhere else in the Tampa Bay area. This community is on the verge of a transformation. A massive 800-acre sports and entertainment complex is in development just down the road set to become the largest sports destination in the United States. Add to that The Marketplace at Trinity a major new shopping center with a BJ's Wholesale Club, Home Depot, Olive Garden, LongHorn Steakhouse, and more currently in the approval pipeline and it's clear that the infrastructure and investment pouring into this community is just getting started. Beyond that, Trinity already delivers everything you need today top rated Pasco County schools, HCA Florida Trinity Hospital minutes away, Starkey Market, excellent shopping and dining, and effortless access to Gulf beaches and Tampa International Airport via the Suncoast Parkway. Homes of this caliber the square footage, the craftsmanship, the finishes, the views, the location, and the future simply do not come around often. Schedule your private showing today. This one will not wait.
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Yes. Non-veterans can assume a VA loan, provided they meet the lender’s VA criteria. When a qualified buyer assumes a VA mortgage from a veteran or active-duty service member, the seller’s VA loan entitlement remains tied to the assumed loan until the buyer pays off or refinances the loan. This process restores the veteran seller’s entitlement, enabling them to use their VA benefit for a future home purchase.
Yes. All FHA loans are assumable by law as long as the buyer meets the FHA’s credit, income, and qualification requirements and obtain lender approval before assuming the loan (per FHA regulations effected December 15, 1989). Roam makes this process simple for buyers.
Generally, conventional loans are not assumable. In rare cases, a conventional loan may be assumable with lender approval. Use our search tool to find homes with assumable low-rate loans, or reach out to us if you’d like to confirm a specific home’s assumability.
